:root {
  color-scheme: light;
  --ink: #172b3a;
  --ink-soft: #3f505c;
  --muted: #596a76;
  --brand: #0b5678;
  --brand-deep: #102f46;
  --brand-pale: #edf3f6;
  --accent: #9b742e;
  --accent-text: #886323;
  --paper: #ffffff;
  --footer-background: #132b3b;
  --surface: #f4f7f9;
  --line: #d7e0e5;
  --content: 1160px;
  --text-body: 1rem;
  --text-label: .875rem;
  --text-meta: .8125rem;
  --title-page: 2.125rem;
  --title-section: 1.75rem;
  --title-card: 1.125rem;
}
* { box-sizing: border-box; }
/* Stop page-edge rubber banding without clipping the native scroll container. */
html {
  width: 100%;
  min-width: 0;
  height: auto;
  min-height: 0;
  margin: 0;
  padding: 0;
  overflow: visible;
  overscroll-behavior-y: none;
  background: var(--paper);
  scroll-behavior: smooth;
  scroll-padding-top: 125px;
}
body {
  width: 100%;
  min-width: 0;
  height: auto;
  min-height: 0;
  margin: 0;
  padding: 0;
  max-width: 100%;
  overflow: visible;
  overscroll-behavior-y: none;
  background: var(--paper);
  color: var(--ink);
  font-family: -apple-system, BlinkMacSystemFont, "Hiragino Kaku Gothic ProN", "Yu Gothic", Meiryo, sans-serif;
  font-size: 16px;
  line-height: 1.8;
  line-break: strict;
  -webkit-font-smoothing: antialiased;
}
/* Contain decoration locally without turning the viewport into a clipped layer. */
main { position: relative; display: flow-root; overflow: hidden; background: var(--paper); }
main > .section:last-child { padding-bottom: 32px; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 {
  max-width: 100%;
  min-width: 0;
  color: var(--ink);
  font-weight: 650;
  line-height: 1.34;
  overflow-wrap: break-word;
  word-break: normal;
  text-wrap: wrap;
  text-wrap: balance;
}
p, li, dd, td, th, a { overflow-wrap: break-word; }
p, li { text-wrap: wrap; }
/* Keep a short final particle from becoming a line of its own. */
.eyebrow, .button, .footer-links a { text-wrap: balance; }
.footer-links a { max-width: 100%; }
/* Prefer natural paragraph endings in introductory copy; ordinary wrapping is the fallback. */
.hero-lead, .page-lead { text-wrap: pretty; }
img, iframe, video { display: block; max-width: 100%; }
a { color: var(--brand); text-decoration-thickness: 1px; text-underline-offset: .22em; }
.registration-link, .footer-address-link { color: inherit; }
.registration-link:hover, .footer-address-link:hover { color: inherit; text-decoration-thickness: 2px; }
.business-entry { display: grid; grid-template-columns: 1.1fr 1fr; gap: 36px; border-top: 1px solid var(--line); }
.business-entry-links, .topic-entry-links { display: grid; gap: 12px; }
.business-entry-links a, .topic-entry-links a { padding: 16px 18px; background: var(--surface, #f3f6f7); border: 1px solid var(--line); display: flex; align-items: center; justify-content: space-between; gap: 12px; font-weight: 700; }
.topic-entry-links { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.topic-entry-four { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.funding-tool-entry { display: flex; align-items: center; justify-content: space-between; gap: 24px; border-block: 1px solid var(--line); }
.funding-tool-entry p { max-width: 680px; }
.funding-tool-entry .button { flex-shrink: 0; }
.funding-settings { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; margin-bottom: 24px; }
.funding-calculator label { display: flex; flex-direction: column; min-width: 0; gap: 8px; font-size: 14px; font-weight: 700; }
.funding-calculator input, .funding-calculator select { width: 100%; min-width: 0; min-height: 46px; padding: 10px 12px; border: 1px solid #99acb8; border-radius: 2px; background: #fff; color: var(--ink); font: inherit; font-size: 16px; }
.funding-events { display: grid; gap: 0; border-top: 1px solid var(--line); }
.funding-event { display: grid; grid-template-columns: 1fr .8fr .7fr 1.2fr; align-items: center; gap: 16px; padding: 18px 0; border-bottom: 1px solid var(--line); }
.funding-buttons { display: flex; flex-wrap: wrap; align-items: center; gap: 20px; margin: 24px 0; }
.funding-buttons button:disabled { opacity: .6; cursor: default; }
.funding-results { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; margin: 32px 0 24px; }
.funding-results section { min-width: 0; padding: 24px; border: 1px solid var(--line); background: #f5f8f9; }
.funding-results h3 { margin: 0 0 20px; }
.funding-results dl { margin: 0; }
.funding-results dl > div { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px 16px; padding: 12px 0; border-top: 1px solid var(--line); }
.funding-results dd { margin: 0; font-weight: 700; font-variant-numeric: tabular-nums; }
.funding-results dt { color: var(--muted); }
@media (max-width: 760px) {
  .business-entry, .topic-entry-links, .funding-results { grid-template-columns: 1fr; }
  .business-entry { gap: 20px; }
  .funding-tool-entry { flex-direction: column; align-items: flex-start; }
  .funding-settings { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .funding-event { grid-template-columns: .85fr .7fr 1.2fr; gap: 10px; }
  .funding-event > strong { grid-column: 1 / -1; }
  .funding-event input, .funding-event select { padding-inline: 8px; }
  .funding-results section { padding: 20px; }
}
/* Give long yen amounts a complete row on phones; do not squeeze nine digits. */
@media (max-width: 460px) {
  .funding-event { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .funding-event > label:last-child { grid-column: 1 / -1; }
  .funding-settings { grid-template-columns: minmax(0, 1fr); }
}
a:hover { color: var(--brand-deep); }
button, a { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid #e5b44d; outline-offset: 3px; }
.skip-link {
  position: fixed;
  z-index: 100;
  top: 8px;
  left: 8px;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip-path: inset(50%);
  white-space: nowrap;
}
.skip-link:focus {
  width: auto;
  height: auto;
  clip-path: none;
  padding: 10px 14px;
  background: #fff;
  color: var(--ink);
}

@media (prefers-reduced-motion: reduce) {
*, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; }


}
.header-inner, .footer-main, .footer-legal, .footer-bottom, .section, .trust-strip, .terms-grid, .breadcrumbs, .article-layout, .access-grid, .contact-options, .policy-content, .consultation-note {
  width: min(var(--content), calc(100% - 56px));
  margin-inline: auto;
}
.site-header { position: sticky; z-index: 50; top: 0; background: #fff; border-bottom: 1px solid var(--line); }
.site-topline { color: #fff; background: var(--brand-deep); }
.topline-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  width: min(var(--content), calc(100% - 56px));
  min-height: 34px;
  margin-inline: auto;
  font-size: 12px;
  line-height: 1.35;
}
.topline-inner > span { color: #d8e6ef; }
.header-direct-phone {
  display: inline-flex;
  align-items: baseline;
  gap: 9px;
  flex: 0 0 auto;
  color: #fff;
  font-variant-numeric: tabular-nums;
  text-decoration: none;
}
.header-direct-phone span { font-size: 12px; color: #d8e6ef; }
.header-direct-phone strong { font-size: 14px; font-weight: 700; letter-spacing: .025em; }
.header-direct-phone:hover { color: #fff; text-decoration: underline; text-underline-offset: 3px; }
.header-inner { display: flex; align-items: center; gap: 26px; min-height: 76px; }
.brand { display: flex; flex: 0 0 auto; flex-direction: column; align-items: flex-start; gap: 1px; color: var(--ink); text-decoration: none; }
.brand-name { color: inherit; font-size: 20px; font-weight: 700; letter-spacing: .045em; line-height: 1.4; white-space: nowrap; }
.brand-subline { color: var(--muted); font-size: 12px; line-height: 1.4; letter-spacing: .025em; }
.desktop-nav { display: flex; align-items: center; justify-content: flex-end; gap: clamp(12px, 1.55vw, 22px); margin-left: auto; }
.desktop-nav a, .mobile-menu nav a { color: var(--ink-soft); font-size: 14px; font-weight: 600; text-decoration: none; }
.desktop-nav a { padding: 9px 0; border-bottom: 2px solid transparent; white-space: nowrap; }
.desktop-nav a:hover, .desktop-nav a[aria-current="page"] { color: var(--brand); border-bottom-color: var(--brand); }
.mobile-menu { position: relative; display: none; margin-left: auto; }
.mobile-menu summary { display: flex; align-items: center; min-height: 44px; cursor: pointer; list-style: none; padding: 8px 12px; border: 1px solid #aabac4; color: var(--ink); font-size: 14px; font-weight: 650; line-height: 1.3; }
.mobile-menu summary::-webkit-details-marker { display: none; }
.mobile-menu summary::after { content: "+"; margin-left: 13px; color: var(--brand); font-size: 17px; }
.mobile-menu[open] summary::after { content: "−"; }
.mobile-menu:not([open]) > nav { display: none; }
.mobile-menu nav {
  position: fixed;
  z-index: 55;
  top: 111px;
  right: max(28px, calc((100% - var(--content)) / 2));
  display: flex;
  flex-direction: column;
  width: min(320px, calc(100vw - 36px));
  max-height: min(72vh, 560px);
  max-height: min(560px, calc(100dvh - 127px));
  overflow: auto;
  overscroll-behavior: contain;
  padding: 8px 17px;
  border: 1px solid var(--line);
  background: #fff;
  box-shadow: 0 12px 26px rgba(16, 38, 54, .15);
}
.mobile-menu nav a { padding: 12px 0; border-bottom: 1px solid var(--line); }
.mobile-menu nav a:last-child { border-bottom: 0; }
.home-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(340px, .92fr);
  align-items: center;
  gap: clamp(30px, 5vw, 72px);
  width: 100%;
  max-width: none;
  margin: 0;
  padding: 60px max(28px, calc((100% - var(--content)) / 2));
  border-bottom: 1px solid var(--line);
  background: var(--brand-pale);
}
.hero-copy { width: 100%; max-width: 650px; min-width: 0; }
.eyebrow {
  margin: 0 0 11px;
  color: var(--accent-text);
  font-size: 13px;
  font-weight: 700;
  line-height: 1.5;
  letter-spacing: .045em;
}
.home-hero h1 {
  max-width: 19em;
  margin: 0 0 17px;
  font-size: clamp(2rem, 3.8vw, 3.25rem);
  line-height: 1.35;
  letter-spacing: .005em;
}
.hero-lead { max-width: 39em; margin: 0 0 20px; color: var(--ink-soft); font-size: 17px; line-height: 1.8; }
.small-note { margin: 12px 0 0; color: var(--muted); font-size: 13px; line-height: 1.7; }
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; }
.hero-actions .consultation-number { white-space: nowrap; font-variant-numeric: tabular-nums; }
.home-hero .hero-terms-link { display: inline-flex; align-items: center; gap: 12px; min-height: 44px; margin-top: 8px; color: #fff; font-size: 14px; text-underline-offset: 4px; }
.analytics-choices { display: flex; flex-wrap: wrap; gap: 12px; }
.analytics-choices .button { white-space: normal; text-align: left; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 15px;
  min-height: 49px;
  padding: 11px 17px;
  border: 1px solid transparent;
  border-radius: 2px;
  font-size: 14px;
  font-weight: 700;
  line-height: 1.45;
  text-align: left;
  text-decoration: none;
  transition: background-color .16s ease, color .16s ease, border-color .16s ease;
}
.button-primary { color: #fff; border-color: var(--brand); background: var(--brand); }
.button-primary:hover { color: #fff; border-color: var(--brand-deep); background: var(--brand-deep); }
.button-quiet { color: var(--ink); border-color: #aebdc6; background: #fff; }
.button-quiet:hover { color: var(--brand-deep); border-color: var(--brand); background: #f8fbfd; }
.hero-product {
  width: 100%;
  max-width: 520px;
  justify-self: end;
  padding: 24px 28px 22px;
  border-top: 4px solid var(--accent);
  background: #fff;
}
.hero-product > .eyebrow { margin-bottom: 10px; }
.hero-terms { margin: 0; border-top: 1px solid var(--line); }
.hero-terms > div { display: grid; grid-template-columns: minmax(112px, .72fr) minmax(0, 1.28fr); gap: 14px; padding: 10px 0; border-bottom: 1px solid var(--line); }
.hero-terms dt { color: var(--muted); font-size: 13px; }
.hero-terms dd { margin: 0; color: var(--ink); font-size: 15px; font-weight: 700; font-variant-numeric: tabular-nums; line-height: 1.55; }
.hero-product-note { margin: 12px 0 8px; color: var(--muted); font-size: 12px; line-height: 1.7; }
.hero-product-link { display: inline-flex; align-items: center; gap: 12px; margin-top: 5px; font-size: 14px; font-weight: 700; text-decoration: none; }
.trust-strip { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-bottom: 1px solid var(--line); }
.trust-strip > div { display: flex; flex-direction: column; justify-content: center; gap: 3px; min-width: 0; padding: 17px 20px; }
.trust-strip > div + div { border-left: 1px solid var(--line); }
.trust-label { color: var(--muted); font-size: 12px; line-height: 1.45; }
.trust-strip strong { color: var(--ink); font-size: 14px; font-weight: 650; line-height: 1.55; }
.section { padding-block: 72px; }
.section, .section > *, .article-layout > *, .home-hero > *, .footer-main > * { min-width: 0; }
.section-intro { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(28px, 6vw, 76px); align-items: start; }
.section-heading, .section-title-row > div { min-width: 0; }
.section-heading h2, .section-title-row h2, .contact-band h2 {
  max-width: 27em;
  margin: 0;
  font-size: var(--title-section);
  line-height: 1.34;
  letter-spacing: .005em;
}
.intro-copy { max-width: 620px; color: var(--ink-soft); }
.intro-copy p { margin-bottom: 14px; }
.text-link { display: inline-flex; flex-wrap: wrap; align-items: center; gap: 12px; margin-top: 6px; font-weight: 700; text-decoration: none; }
.section-surface, .contact-band {
  width: auto;
  max-width: none;
  margin-inline: 0;
  padding-inline: max(28px, calc((100% - var(--content)) / 2));
}
.section-surface { background: var(--surface); }
.section.section-surface, .section.contact-band {
  width: auto;
  max-width: none;
  margin-inline: 0;
}
.section-title-row { display: flex; align-items: end; justify-content: space-between; gap: 28px; margin-bottom: 26px; }
.section-aside { max-width: 35em; margin: 0; color: var(--muted); font-size: 14px; line-height: 1.75; }
.disclosure-inline, .disclosure-block, .simulator-disclaimer { color: var(--muted); font-size: 14px; line-height: 1.8; }
.disclosure-inline, .disclosure-block { margin: 18px 0 0; }
.disclosure-inline a { font-weight: 650; }
.timing-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); border-block: 1px solid var(--line); }
.timing-card { min-width: 0; padding: 20px 24px; }
.timing-card + .timing-card { border-left: 1px solid var(--line); }
.timing-card > span { display: block; color: var(--muted); font-size: 13px; }
.timing-card > strong { display: block; margin: 4px 0 7px; color: var(--brand-deep); font-size: clamp(1.3rem, 2vw, 1.7rem); line-height: 1.4; }
.timing-card p { margin: 0; color: var(--ink-soft); font-size: 14px; line-height: 1.7; }
.home-products { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.home-product-card { display: flex; min-width: 0; flex-direction: column; padding: 21px; border: 1px solid var(--line); border-top: 3px solid var(--brand); background: #fff; }
.home-product-card-primary { color: #fff; border-color: var(--brand-deep); border-top-color: var(--accent); background: var(--brand-deep); }
.home-product-card h3 { margin: 16px 0 10px; font-size: 22px; font-weight: 650; line-height: 1.5; letter-spacing: .015em; }
.home-product-card-primary h3 { color: #fff; }
.home-product-type { align-self: start; padding: 5px 9px; color: var(--brand-deep); background: var(--surface); font-size: 12px; font-weight: 600; line-height: 1.5; letter-spacing: .025em; }
.home-product-card-primary .home-product-type { color: #e7cd99; background: rgba(255,255,255,.08); }
.home-product-card > p { min-height: 3.6em; margin: 0 0 18px; color: var(--ink-soft); font-size: 14px; line-height: 1.8; }
.home-product-card-primary > p { color: #e0e8ed; }
.product-metrics { display: grid; grid-template-columns: minmax(0, 1fr); gap: 0; margin: auto 0 0; }
.product-metrics > div { display: grid; grid-template-columns: 64px minmax(0, 1fr); align-items: baseline; gap: 12px; min-width: 0; padding: 10px 0; border-top: 1px solid var(--line); }
.home-product-card-primary .product-metrics > div { border-top-color: rgba(255,255,255,.25); }
.product-metrics dt { min-width: 0; color: var(--muted); font-size: 13px; line-height: 1.65; }
.home-product-card-primary .product-metrics dt { color: #c5d4dd; }
.product-metrics dd { min-width: 0; margin: 0; color: var(--brand-deep); font-size: 18px; font-weight: 650; line-height: 1.5; font-variant-numeric: tabular-nums; }
.product-metrics .metric-part { display: inline-block; white-space: nowrap; }
.home-product-card-primary .product-metrics dd { color: #fff; }
.home-product-link { display: flex; align-items: center; justify-content: space-between; gap: 12px; min-height: 46px; margin-top: 18px; padding: 10px 12px; border: 1px solid #aabcc7; font-size: 14px; font-weight: 650; line-height: 1.65; text-decoration: none; }
.home-product-link:hover { color: var(--brand-deep); background: var(--brand-pale); border-color: var(--brand); }
.home-product-card-primary .home-product-link { border-color: rgba(255,255,255,.5); color: #fff; }
.home-product-card-primary .home-product-link:hover { border-color: #e7cd99; background: rgba(255,255,255,.08); color: #fff; }
.home-product-link span { color: var(--accent-text); font-size: 17px; }
.home-product-card-primary .home-product-link span { color: #e0c78f; }
.intent-list { border-top: 1px solid var(--line); }
.intent-row { display: grid; grid-template-columns: minmax(210px, .72fr) minmax(0, 1.28fr) 22px; align-items: center; gap: 24px; min-height: 76px; padding: 14px 8px; border-bottom: 1px solid var(--line); color: var(--ink); text-decoration: none; }
.intent-row:hover { color: var(--brand); background: #f6f9fb; }
.intent-title { font-size: 17px; font-weight: 700; line-height: 1.5; }
.intent-description { color: var(--muted); font-size: 14px; line-height: 1.65; }
.intent-arrow { color: var(--brand); font-size: 19px; text-align: right; }
.guide-grid, .need-grid, .product-grid, .prepare-grid, .policy-cards { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.guide-card, .need-card, .product-card, .policy-card { min-width: 0; border: 1px solid var(--line); background: #fff; }
.guide-card { display: flex; flex-direction: column; min-height: 245px; padding: 21px; color: var(--ink); text-decoration: none; border-top: 3px solid var(--brand); }
.guide-card:hover, .policy-card:hover { border-color: var(--brand); background: #fbfdff; }
.card-index, .guide-index { color: var(--muted); font-size: 12px; font-weight: 700; line-height: 1.5; }
.guide-card h3 { margin: 17px 0 8px; font-size: 17px; line-height: 1.5; }
.guide-card p { margin: 0 0 18px; color: var(--ink-soft); font-size: 14px; line-height: 1.75; }
.guide-card-link { display: flex; align-items: center; justify-content: space-between; gap: 12px; margin-top: auto; padding-top: 11px; border-top: 1px solid var(--line); color: var(--brand); font-size: 13px; font-weight: 700; }
.need-card, .product-card { padding: 21px; }
.need-card h3, .product-card h3 { margin: 12px 0 8px; font-size: 18px; }
.need-card p, .product-card p { margin: 0; color: var(--ink-soft); font-size: 14px; line-height: 1.75; }
.steps-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); margin: 0; padding: 0; list-style: none; border-top: 1px solid var(--line); }
.steps-grid li { min-width: 0; padding: 18px 18px 0 0; }
.steps-grid li + li { padding-left: 18px; border-left: 1px solid var(--line); }
.steps-grid li > span { color: var(--brand); font-size: 13px; font-weight: 750; font-variant-numeric: tabular-nums; }
.steps-grid h3 { margin: 12px 0 7px; font-size: 17px; }
.steps-grid p { margin: 0; color: var(--ink-soft); font-size: 14px; line-height: 1.75; }
.process-step-head { display: flex; align-items: center; gap: 8px; min-width: 0; }
.factor-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; margin: 18px 0 0; }
.factor-card { min-width: 0; padding: 18px 19px; border: 1px solid var(--line); border-top: 2px solid var(--accent); background: #fff; }
.factor-card > span { color: var(--accent-text); font-size: 12px; font-weight: 750; letter-spacing: .06em; }
.factor-card h3 { margin: 8px 0 5px; font-size: 17px; }
.factor-card p { margin: 0; color: var(--ink-soft); font-size: 14px; line-height: 1.7; }
.quick-check-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; margin: 15px 0 0; }
.quick-check-grid > div { display: flex; min-width: 0; flex-direction: column; gap: 3px; padding: 12px 14px; border-left: 3px solid var(--brand); background: var(--surface); }
.quick-check-grid b { color: var(--ink); font-size: 14px; line-height: 1.5; }
.quick-check-grid span { color: var(--muted); font-size: 13px; line-height: 1.5; }
.screening-factors .disclosure-block { margin-top: 14px; }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list details[open] { background: var(--surface); }
.faq-list summary { position: relative; cursor: pointer; min-height: 60px; padding: 18px 58px 18px 16px; color: var(--ink); font-size: 16px; font-weight: 650; line-height: 1.65; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { position: absolute; top: 17px; right: 16px; display: flex; align-items: center; justify-content: center; width: 28px; height: 28px; border: 1px solid #b4c5cf; content: "+"; color: var(--brand); font-size: 20px; font-weight: 400; line-height: 1; }
.faq-list summary:hover { color: var(--brand); }
.faq-list details[open] summary::after { content: "−"; }
.faq-list details > p { margin: 0; padding: 0 58px 20px 16px; color: var(--ink-soft); font-size: 15px; line-height: 1.8; }
.screening-faq details { border-bottom: 1px solid var(--line); }
.screening-faq details:first-of-type { border-top: 1px solid var(--line); }
.screening-faq summary { position: relative; cursor: pointer; padding: 16px 34px 16px 0; color: var(--ink); font-size: 16px; font-weight: 650; line-height: 1.65; list-style: none; }
.screening-faq summary::-webkit-details-marker { display: none; }
.screening-faq summary::marker { content: ""; }
.screening-faq summary::after { position: absolute; top: 14px; right: 2px; content: "+"; color: var(--brand); font-size: 21px; font-weight: 400; }
.screening-faq details[open] summary::after { content: "−"; }
.screening-faq details > p { margin: 0; padding: 0 32px 18px 0; color: var(--ink-soft); font-size: 15px; line-height: 1.8; }
.contact-band { display: flex; align-items: center; justify-content: space-between; gap: 34px; padding-block: 42px; color: #fff; background: var(--brand-deep); }
.contact-band .eyebrow { color: #d8e6ef; }
.contact-band h2 { color: #fff; }
.contact-band p:last-child { margin: 8px 0 0; color: #d7e2ea; font-size: 14px; }
.contact-band-actions { display: flex; flex: 0 0 auto; flex-direction: column; align-items: flex-start; gap: 10px; }
.button-light { min-width: 200px; border: 1px solid #fff; color: var(--brand-deep); background: #fff; }
.button-light:hover { color: var(--ink); background: #e9f1f6; }
.band-phone { color: #fff; font-size: 18px; font-weight: 700; text-decoration: none; }
.editorial-date { margin: 12px 0 0; color: var(--muted); font-size: 13px; }
.breadcrumbs { display: flex; flex-wrap: wrap; align-items: center; gap: 5px 11px; padding-block: 12px; color: var(--muted); font-size: 13px; line-height: 1.55; }
.breadcrumbs a { color: var(--muted); text-decoration: none; }
.breadcrumbs a:hover { color: var(--brand); text-decoration: underline; }
.article-layout { display: grid; grid-template-columns: minmax(0, 1fr); align-items: start; max-width: 900px; margin-inline: auto; padding-block: 35px 76px; }
.article-main { min-width: 0; }
.article-section { padding: 26px 0 34px; border-bottom: 1px solid var(--line); }
.article-section:first-child { padding-top: 0; }
.article-section:last-child { border-bottom: 0; }
.article-section h2 { max-width: 28em; margin: 0 0 14px; font-size: var(--title-section); line-height: 1.5; }
.article-section h3 { margin: 23px 0 8px; font-size: 18px; }
.article-section p, .article-copy p { max-width: 68em; color: var(--ink-soft); line-height: 1.9; }
.article-section p:last-child { margin-bottom: 0; }
.article-section ul, .article-section ol { padding-left: 1.35em; color: var(--ink-soft); }
.article-section li { padding: 3px 0; }
.article-aside { min-width: 0; padding-top: 24px; }
.aside-card { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 9px; padding-top: 14px; border-top: 1px solid var(--line); }
.aside-card > .eyebrow, .aside-card h2 { grid-column: 1 / -1; }
.aside-card > .eyebrow { margin-bottom: -5px; }
.aside-card h2 { margin: 0 0 2px; font-size: 17px; }
.aside-card a { display: flex; align-items: center; justify-content: space-between; gap: 10px; min-width: 0; padding: 11px 12px; border: 1px solid var(--line); background: var(--surface); color: var(--ink-soft); font-size: 13px; line-height: 1.55; text-decoration: none; }
.aside-card a:hover { color: var(--brand); }
.aside-call { margin-top: 13px; padding: 18px; color: #fff; background: var(--brand-deep); }
.aside-call p, .aside-call small { color: #d8e6ef; font-size: 13px; }
.aside-call a { color: #fff; font-size: 17px; font-weight: 700; text-decoration: none; }
.info-note { margin-top: 20px; padding: 17px 19px; border-left: 3px solid var(--brand); background: var(--brand-pale); }
.info-note strong { font-size: 15px; }
.info-note p { margin: 6px 0 0; font-size: 15px; }
.check-list { margin: 12px 0 20px; }
.answer-box { margin-bottom: 30px; padding: 23px 26px; border-left: 4px solid var(--brand); background: var(--brand-pale); }
.answer-box h2 { margin: 0 0 10px; font-size: clamp(1.45rem, 2vw, 1.9rem); }
.answer-box p:last-child { margin-bottom: 0; }
.article-toc { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 16px; width: min(var(--content), calc(100% - 56px)); margin: 18px auto 0; padding: 14px 17px; border: 1px solid var(--line); background: #fff; }
.article-toc strong { margin-right: 3px; color: var(--ink); }
.article-toc a { font-size: 14px; }
.related-reading { padding-left: 1.3em; }
.related-reading li { padding: 3px 0; }
.terms-intro { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 38px; padding-block: 43px 28px; }
.terms-intro > p { align-self: end; margin: 0; color: var(--muted); }
.terms-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; margin-bottom: 36px; }
.terms-card { min-width: 0; padding: 21px; border: 1px solid var(--line); background: #fff; }
.terms-card-primary { border-top-color: var(--accent); box-shadow: inset 0 3px 0 var(--accent); }
.terms-card-head { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px 12px; color: var(--muted); font-size: 12px; font-weight: 700; line-height: 1.45; }
.tag { padding: 3px 7px; border: 1px solid #b8cbd7; color: var(--brand-deep); font-size: 12px; font-weight: 600; }
.tag-muted { color: var(--muted); border-color: var(--line); }
.terms-card h2 { margin: 14px 0 7px; font-size: 22px; }
.terms-lead { margin: 0 0 13px; color: var(--muted); font-size: 14px; line-height: 1.7; }
.terms-list { margin: 0; border-top: 1px solid var(--line); }
.terms-list > div { display: grid; grid-template-columns: minmax(92px, .72fr) minmax(0, 1.28fr); gap: 10px; padding: 8px 0; border-bottom: 1px solid var(--line); font-size: 13px; line-height: 1.55; }
.terms-list dt { color: var(--muted); }
.terms-list dd { margin: 0; color: var(--ink); font-weight: 600; }
.terms-list > div:nth-child(-n+2) dd { color: var(--brand-deep); font-size: 15px; font-weight: 750; font-variant-numeric: tabular-nums; }
.terms-timing { margin: 13px 0; padding: 10px 12px; color: var(--ink-soft); background: var(--surface); font-size: 13px; line-height: 1.7; }
.repayment-section { padding-top: 34px; }
.table-wrap { width: 100%; max-width: 100%; overflow-x: auto; overscroll-behavior-inline: contain; border: 1px solid var(--line); background: #fff; }
table { width: 100%; border-collapse: collapse; table-layout: fixed; background: #fff; }
.table-wrap caption { width: 100%; max-width: 100%; min-width: 0; margin: 0; padding: 12px 14px; caption-side: top; color: var(--ink); background: var(--surface); font-size: 14px; font-weight: 600; line-height: 1.75; text-align: left; white-space: normal; overflow-wrap: break-word; word-break: normal; }
th, td { min-width: 0; padding: 12px 14px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; font-size: 14px; line-height: 1.65; }
thead th { color: #fff; background: var(--brand-deep); font-size: 13px; font-weight: 650; }
tbody th { color: var(--ink); background: #f4f7f9; font-weight: 700; }
tbody td { color: var(--ink-soft); }
.table-cell-value { display: block; min-width: 0; max-width: 100%; }
tbody tr:last-child th, tbody tr:last-child td { border-bottom: 0; }
td small { display: block; color: var(--muted); font-size: 12px; line-height: 1.55; }
.loan-conditions-table th:first-child { width: 27%; }
.loan-conditions-table th:not(:first-child) { width: 18.25%; }
.loan-conditions-table tbody th a { display: block; color: var(--brand-deep); text-decoration: none; }
.loan-conditions-table tbody th a:hover { text-decoration: underline; }
.loan-conditions-table tbody th small { display: block; margin-top: 4px; color: var(--muted); font-size: 12px; font-weight: 400; line-height: 1.55; }
.table-scroll-note { display: none; }
.consultation-note { display: flex; align-items: center; justify-content: space-between; gap: 25px; margin-bottom: 64px; padding: 20px 23px; border-top: 1px solid var(--line); background: var(--surface); }
.consultation-note h2 { margin: 0 0 5px; font-size: 18px; }
.consultation-note p:last-child { max-width: 650px; margin: 0; color: var(--muted); font-size: 14px; line-height: 1.75; }
.consultation-contact { display: flex; flex: 0 0 auto; flex-direction: column; gap: 3px; }
.consultation-contact strong, .consultation-contact a { color: var(--ink); font-size: 17px; font-weight: 700; text-decoration: none; }
.consultation-contact span { color: var(--muted); font-size: 12px; }
.business-lead { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 44px; padding-bottom: 45px; }
.business-lead > div:last-child { color: var(--ink-soft); }
.business-terms { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: 30px; align-items: start; padding: 23px; border: 1px solid var(--line); background: #fff; }
.business-amount { display: flex; flex-direction: column; gap: 7px; min-width: 0; padding: 18px; background: var(--brand-pale); }
.business-amount span { color: var(--brand-deep); font-size: 13px; font-weight: 700; }
.business-amount strong { font-size: clamp(1.45rem, 2.2vw, 2rem); line-height: 1.4; }
.business-amount small { color: var(--muted); font-size: 13px; }
.business-terms .terms-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 20px; border-top: 0; }
.business-terms .terms-list > div { grid-template-columns: minmax(76px, .72fr) minmax(0, 1.28fr); }
.business-timing { margin-top: 27px; padding-top: 21px; border-top: 1px solid var(--line); }
.business-timing h3 { margin: 0 0 8px; font-size: 20px; }
.business-timing p:last-child { max-width: 70em; color: var(--ink-soft); }
.section-surface .disclosure-block { margin-bottom: 0; }
.prepare-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); margin-top: 25px; }
.prepare-grid article { min-width: 0; padding: 18px 19px 0 0; border-top: 2px solid var(--brand); }
.prepare-grid article > span { color: var(--brand); font-size: 12px; font-weight: 700; font-variant-numeric: tabular-nums; }
.prepare-grid h3 { margin: 14px 0 6px; font-size: 18px; }
.prepare-grid p { margin: 0; color: var(--ink-soft); font-size: 14px; line-height: 1.75; }
.loan-simulator-section { padding-block: 40px 35px; }
.loan-simulator-section .section-heading { max-width: 760px; margin-bottom: 22px; }
.loan-simulator-section .section-heading > p:last-child { color: var(--muted); }
.loan-simulator { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, .9fr); border: 1px solid var(--line); background: #fff; }
.simulator-form { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 19px 17px; padding: 25px; }
.refinance-comparison-form fieldset { min-width: 0; margin: 0; padding: 0; border: 0; display: grid; gap: 15px; align-content: start; }
.refinance-comparison-form legend { margin-bottom: 15px; color: var(--brand); font-weight: 700; }
.comparison-cost-field { grid-column: 1 / -1; min-width: 0; margin: 0; }
.comparison-cost-field p, p.comparison-cost-field { font-size: 13px; color: var(--muted); line-height: 1.7; }
.simulator-field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }
.simulator-field label { color: var(--ink); font-size: 15px; font-weight: 650; }
.simulator-field small { color: var(--muted); font-size: 13px; line-height: 1.6; }
.simulator-field input, .simulator-field select { width: 100%; min-width: 0; min-height: 48px; padding: 9px 11px; border: 1px solid #9aabb6; border-radius: 2px; color: var(--ink); background: #fff; font: inherit; font-variant-numeric: tabular-nums; }
.simulator-input-wrap { position: relative; display: flex; align-items: center; min-width: 0; }
.simulator-input-wrap input { padding-right: 42px; text-align: right; }
.simulator-input-wrap span { position: absolute; right: 11px; color: var(--muted); pointer-events: none; }
.simulator-submit { grid-column: 1 / -1; align-self: end; justify-content: space-between; min-height: 48px; }
.simulator-result { display: flex; flex-direction: column; justify-content: center; min-width: 0; padding: 25px; color: #fff; background: var(--brand-deep); }
.simulator-result .eyebrow { color: #d8e6ef; }
.simulator-main-result { padding: 14px 0 16px; border-bottom: 1px solid rgba(255,255,255,.28); }
.simulator-main-result span { display: block; color: #e2edf3; font-size: 14px; }
.simulator-main-result strong { display: block; margin-top: 5px; font-size: clamp(1.75rem, 3vw, 2.5rem); font-variant-numeric: tabular-nums; line-height: 1.2; }
.simulator-result-list { display: grid; gap: 0; margin: 10px 0 0; }
.simulator-result-list div { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 4px 14px; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.2); }
.simulator-result-list dt { color: #d8e6ef; }
.simulator-result-list dd { min-width: 0; margin: 0 0 0 auto; text-align: right; font-weight: 650; font-variant-numeric: tabular-nums; }
.simulator-disclaimer { margin: 13px 0 0; color: #d8e6ef; font-size: 13px; }
.simulator-error { margin: 0; padding: 10px 12px; border-left: 3px solid #e6ad47; color: var(--ink); background: #fff4dd; }
.simulator-result .simulator-error { color: #fff; background: rgba(255,255,255,.12); }
.simulator-explainer { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-block: 1px solid var(--line); }
.simulator-explainer article { min-width: 0; padding: 20px 22px; border-right: 1px solid var(--line); }
.simulator-explainer article:last-child { border-right: 0; }
.simulator-explainer article > span { color: var(--brand); font-size: 12px; font-weight: 700; letter-spacing: .04em; }
.simulator-explainer h3 { margin: 9px 0 7px; font-size: 17px; }
.simulator-explainer p { margin: 0; color: var(--ink-soft); font-size: 14px; line-height: 1.75; }
.simulator-faq { padding-top: 38px; }
.faq-page { padding-block: 34px 70px; }
.faq-category { margin: 30px 0 13px; font-size: 20px; }
.faq-category:first-child { margin-top: 0; }
.company-table-wrap { width: 100%; min-width: 0; }
.policy-cards { grid-template-columns: repeat(2, minmax(0, 1fr)); margin-top: 23px; }
.policy-card { position: relative; display: block; padding: 20px; color: var(--ink); text-decoration: none; }
.policy-card > span { color: var(--brand); font-size: 12px; font-weight: 700; }
.policy-card h3 { margin: 11px 32px 4px 0; font-size: 17px; }
.policy-card p { margin: 0; color: var(--muted); font-size: 14px; }
.policy-card b { position: absolute; right: 20px; bottom: 20px; color: var(--brand); }
.access-grid { display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1.15fr); gap: 27px; padding-block: 42px 62px; }
.address-card { min-width: 0; padding: 24px; color: #fff; background: var(--brand-deep); }
.address-card .eyebrow { color: #d8e6ef; }
.address-card h2 { margin: 0 0 12px; color: #fff; font-size: 22px; }
.address-card address { margin-bottom: 19px; font-style: normal; font-size: 16px; line-height: 1.8; }
.address-card .button-primary { color: var(--brand-deep); border-color: #fff; background: #fff; }
.address-card .button-primary:hover { color: var(--ink); background: #eaf2f7; }
.access-details { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); align-content: start; border-top: 1px solid var(--line); }
.access-details > div { display: flex; flex-direction: column; gap: 4px; min-width: 0; padding: 14px 15px 14px 0; border-bottom: 1px solid var(--line); }
.access-details > div:nth-child(odd) { border-right: 1px solid var(--line); }
.access-details > div:nth-child(even) { padding-left: 15px; }
.access-details span { color: var(--muted); font-size: 13px; }
.access-details strong { color: var(--ink); font-size: 14px; font-weight: 600; line-height: 1.65; }
.access-details a { text-decoration: none; }
.map-section { padding-top: 0; padding-bottom: 48px; }
.map-frame { min-height: 330px; overflow: hidden; border: 1px solid var(--line); background: var(--surface); }
.map-frame iframe { width: 100%; height: 340px; border: 0; }
.map-caption { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 8px 16px; margin: 10px 0 0; color: var(--muted); font-size: 13px; }
.map-caption a { color: var(--brand-deep); font-weight: 700; }
.contact-options { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 15px; padding-block: 42px 64px; }
.contact-option { min-width: 0; padding: 23px; border: 1px solid var(--line); }
.contact-option-primary { color: #fff; background: var(--brand-deep); }
.contact-option-primary .eyebrow, .contact-option-primary > p { color: #d8e6ef; }
.contact-option h2 { margin: 0 0 9px; font-size: 21px; }
.contact-option > p:not(.eyebrow):not(.contact-hours):not(.small-note) { min-height: 48px; color: var(--muted); }
.contact-option-primary > p:not(.eyebrow) { color: #d8e6ef; }
.contact-number { display: block; margin: 13px 0 4px; color: #fff; font-size: clamp(1.65rem, 2.7vw, 2.2rem); font-weight: 700; font-variant-numeric: tabular-nums; text-decoration: none; }
.contact-hours { color: #d8e6ef; font-size: 14px; }
.contact-option-primary .text-link { color: #fff; }
.contact-option .small-note { margin: 12px 0 0; }
.contact-checks { padding-bottom: 12px; }
.policy-content { max-width: 900px; padding-block: 37px 70px; color: var(--ink-soft); }
.policy-content > p { line-height: 1.85; }
.policy-content > h2 { margin: 36px 0 14px; padding-bottom: 9px; border-bottom: 1px solid var(--line); color: var(--ink); font-size: 21px; }
.policy-list { padding-left: 1.35em; }
.policy-list li { margin-bottom: 16px; padding-left: 4px; }
.policy-list h3 { margin: 0 0 4px; font-size: 16px; }
.policy-list p { margin: 0; color: var(--ink-soft); }
.site-footer { position: relative; display: flow-root; margin: 0; padding: 32px 0 0; color: #dbe6ed; background: var(--footer-background); }
.footer-main { display: grid; grid-template-columns: 1.2fr 1fr 1.2fr .8fr; gap: 25px; padding-bottom: 26px; }
.footer-brand { min-width: 0; }
.footer-company-name { color: #fff; font-size: 19px; font-weight: 700; letter-spacing: .035em; text-decoration: none; }
.footer-company-name:hover { color: #fff; text-decoration: underline; }
.footer-brand > p { margin: 9px 0; color: #d0dce4; font-size: 14px; line-height: 1.7; }
.footer-phone { display: block; margin-top: 12px; color: #fff; font-size: 18px; font-weight: 700; text-decoration: none; }
.footer-brand > small { color: #bfced7; font-size: 12px; }
.footer-links { display: flex; flex-direction: column; align-items: flex-start; gap: 7px; min-width: 0; font-size: 14px; }
.footer-links > strong { margin-bottom: 4px; padding-bottom: 7px; border-bottom: 1px solid rgba(255,255,255,.22); color: #fff; font-size: 14px; }
.footer-links a { color: #d0dce4; line-height: 1.55; text-decoration: none; }
.footer-links a:hover { color: #fff; text-decoration: underline; }
.footer-legal { padding-block: 12px; border-top: 1px solid rgba(255,255,255,.2); color: #bfced7; font-size: 12px; line-height: 1.6; }
.footer-legal p { margin: 3px 0; }
.footer-bottom { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 4px 18px; margin-block: 0; padding-block: 8px; border-top: 1px solid rgba(255,255,255,.2); color: #bfced7; font-size: 12px; }
.footer-bottom a { display: inline-flex; align-items: center; min-height: 44px; color: #dce7ee; text-decoration: none; }
@media (max-width: 1120px) {
.header-inner { gap: 16px; }
.brand-name { font-size: 18px; }
.desktop-nav { gap: 11px; }
.desktop-nav a { font-size: 13px; }


}
@media (max-width: 940px) {
.desktop-nav { display: none; }
.mobile-menu { display: block; }
.header-inner { min-height: 70px; }
.mobile-menu nav { top: 105px; max-height: min(560px, calc(100dvh - 121px)); }
.hero-product { justify-self: stretch; }
.terms-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.terms-card:last-child { grid-column: 1 / -1; }
.terms-card:last-child .terms-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 18px; }
.home-products { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.home-product-card:last-child { grid-column: 1 / -1; }
.article-layout { grid-template-columns: minmax(0, 1fr); }


}
@media (max-width: 760px) {
html { scroll-padding-top: 108px; }
.header-inner, .footer-main, .footer-legal, .footer-bottom, .section, .trust-strip, .terms-grid, .breadcrumbs, .article-layout, .access-grid, .contact-options, .policy-content, .consultation-note {
    width: min(100% - 32px, 620px);
  }
.topline-inner { justify-content: flex-end; width: calc(100% - 32px); min-height: 32px; }
.topline-inner > span { display: none; }
.header-direct-phone { gap: 7px; }
.header-direct-phone span { font-size: 12px; }
.header-direct-phone strong { font-size: 13px; }
.header-inner { min-height: 66px; }
.brand-name { font-size: 17px; }
.brand-subline { font-size: 12px; }
.mobile-menu summary { padding: 7px 10px; font-size: 13px; }
.mobile-menu nav { top: 99px; right: 16px; width: min(320px, calc(100vw - 32px)); max-height: min(560px, calc(100dvh - 115px)); }
.home-hero { grid-template-columns: minmax(0, 1fr); gap: 23px; padding: 37px 16px 31px; }
.hero-copy, .hero-product { width: min(100%, 620px); margin-inline: auto; }
.home-hero h1 { max-width: 19em; margin-bottom: 13px; font-size: clamp(1.65rem, 6vw, 2.2rem); line-height: 1.36; letter-spacing: 0; }
.hero-lead { margin-bottom: 15px; font-size: 16px; line-height: 1.8; }
.hero-actions { align-items: stretch; }
.hero-actions .button { flex: 1 1 100%; justify-content: space-between; }
.hero-product { padding: 19px 20px 18px; }
.hero-terms > div { grid-template-columns: minmax(100px, .72fr) minmax(0, 1.28fr); gap: 10px; padding: 9px 0; }
.hero-terms dd { font-size: 14px; }
.trust-strip { grid-template-columns: minmax(0, 1fr); border-top: 1px solid var(--line); }
.trust-strip > div { padding: 10px 3px; }
.trust-strip > div + div { border-top: 1px solid var(--line); border-left: 0; }
.section { padding-block: 54px; }
main > .section:last-child { padding-bottom: 24px; }
.section-intro, .terms-intro, .business-lead { grid-template-columns: minmax(0, 1fr); gap: 17px; }
.section-title-row { display: block; margin-bottom: 20px; }
.section-title-row > * + * { margin-top: 9px; }
.section-heading h2, .section-title-row h2, .contact-band h2 { font-size: var(--title-section); line-height: 1.36; }
.section.section-surface, .section.contact-band {
    width: 100%;
    max-width: none;
    margin-inline: 0;
    padding-inline: max(16px, calc((100% - 620px) / 2));
  }
.section-surface, .contact-band { padding-inline: max(16px, calc((100% - 620px) / 2)); }
.timing-grid { grid-template-columns: minmax(0, 1fr); }
.timing-card { padding: 16px 4px; }
.timing-card + .timing-card { border-top: 1px solid var(--line); border-left: 0; }
.intent-row { grid-template-columns: minmax(0, 1fr) 20px; gap: 4px 12px; min-height: 0; padding: 14px 2px; }
.intent-title { font-size: 16px; }
.intent-description { grid-column: 1; font-size: 14px; }
.intent-arrow { grid-column: 2; grid-row: 1 / span 2; }
.guide-grid, .need-grid, .product-grid, .prepare-grid { grid-template-columns: minmax(0, 1fr); gap: 11px; }
.home-products, .factor-grid { grid-template-columns: minmax(0, 1fr); gap: 10px; }
.home-product-card:last-child { grid-column: auto; }
.home-product-card { padding: 17px; }
.home-product-card > p { min-height: 0; }
.product-metrics > div { grid-template-columns: 60px minmax(0, 1fr); gap: 10px; }
.faq-list summary { padding-left: 12px; padding-right: 50px; }
.faq-list summary::after { right: 12px; }
.faq-list details > p { padding-left: 12px; padding-right: 16px; }
.guide-card { min-height: 0; padding: 18px; }
.guide-card h3 { margin: 9px 0 5px; }
.guide-card p { margin-bottom: 12px; }
.steps-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.steps-grid li { padding: 15px 12px 18px 0; }
.steps-grid li + li { padding-left: 12px; }
.steps-grid li:nth-child(3) { padding-left: 0; border-left: 0; border-top: 1px solid var(--line); }
.steps-grid li:nth-child(4) { border-top: 1px solid var(--line); }
.steps-grid h3 { font-size: 16px; }
.section-faq { padding-top: 18px; }
.contact-band { display: block; padding-block: 32px; }
.contact-band-actions { margin-top: 20px; }
.breadcrumbs { gap: 4px 8px; padding-block: 10px; font-size: 12px; }
.article-layout { gap: 0; padding-block: 25px 52px; }
.aside-card { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.article-section { padding-block: 22px 27px; }
.article-section:first-child { padding-top: 0; }
.article-section h2 { font-size: var(--title-section); line-height: 1.38; }
.article-section p, .article-copy p { font-size: 16px; line-height: 1.85; }
.answer-box { margin-bottom: 23px; padding: 18px; }
.article-toc { width: calc(100% - 32px); gap: 7px 12px; margin-top: 13px; padding: 13px; }
.article-toc strong { width: 100%; }
.article-toc a { font-size: 13px; }
.terms-intro { padding-block: 31px 20px; }
.terms-grid { grid-template-columns: minmax(0, 1fr); gap: 10px; margin-bottom: 18px; }
.terms-card:last-child { grid-column: auto; }
.terms-card:last-child .terms-list { display: block; }
.terms-card { padding: 18px; }
.terms-card h2 { margin: 10px 0 6px; }
.terms-lead { margin-bottom: 11px; }
.terms-list > div { grid-template-columns: minmax(96px, .72fr) minmax(0, 1.28fr); gap: 8px; padding: 8px 0; }
.repayment-section { padding-top: 28px; }
.table-wrap { overflow: visible; border: 0; background: transparent; }
.table-wrap table:not(.company-table) { display: block; width: 100%; min-width: 0; table-layout: auto; }
/* A table-caption inside a block table can create a narrow anonymous table. */
.table-wrap caption { display: block; width: 100%; margin-bottom: 12px; padding: 10px 13px; }
.table-wrap table:not(.company-table) thead {
    position: absolute;
    width: 1px;
    height: 1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    clip-path: inset(50%);
    white-space: nowrap;
  }
.table-wrap table:not(.company-table) tbody { display: block; width: 100%; }
.table-wrap table:not(.company-table) tbody tr {
    display: block;
    width: 100%;
    margin: 0 0 12px;
    padding: 0 13px 4px;
    border: 1px solid var(--line);
    background: #fff;
  }
.table-wrap table:not(.company-table) tbody th[scope="row"] {
    display: block;
    width: auto;
    padding: 12px 0;
    border: 0;
    border-bottom: 1px solid var(--line);
    background: #fff;
    font-size: 15px;
  }
.table-wrap table:not(.company-table) tbody td {
    display: grid;
    grid-template-columns: minmax(90px, .6fr) minmax(0, 1.4fr);
    gap: 12px;
    padding: 9px 0;
    border: 0;
    border-bottom: 1px solid #e5eaed;
    font-size: 14px;
  }
.table-wrap table:not(.company-table) tbody td:last-child { border-bottom: 0; }
.table-wrap table:not(.company-table) tbody td::before {
    content: attr(data-label);
    color: var(--muted);
    font-size: 12px;
    font-weight: 600;
    line-height: 1.6;
  }
.table-wrap table:not(.company-table) tbody td br { display: none; }
.table-wrap table:not(.company-table) tbody td > .table-cell-value { grid-column: 2; }
.table-wrap table:not(.company-table) tbody td small { margin-top: 4px; font-size: 12px; }
.consultation-note { display: block; margin-bottom: 45px; padding: 17px; }
.consultation-note h2 { font-size: 17px; }
.consultation-contact { margin-top: 11px; }
.business-lead { padding-bottom: 28px; }
.business-terms { grid-template-columns: minmax(0, 1fr); gap: 15px; padding: 15px; }
.business-terms .terms-list { display: block; }
.business-terms .terms-list > div { grid-template-columns: minmax(95px, .72fr) minmax(0, 1.28fr); }
.business-timing { margin-top: 19px; padding-top: 16px; }
.prepare-grid { margin-top: 16px; }
.prepare-grid article { padding: 13px 0 0; }
.prepare-grid h3 { margin: 9px 0 4px; }
.simulator-explainer { grid-template-columns: minmax(0, 1fr); }
.simulator-explainer article { padding: 16px 0; border-right: 0; border-bottom: 1px solid var(--line); }
.simulator-explainer article:last-child { border-bottom: 0; }
.loan-simulator-section { padding-block: 28px 22px; }
.loan-simulator { grid-template-columns: minmax(0, 1fr); }
.simulator-form { grid-template-columns: minmax(0, 1fr); gap: 14px; padding: 17px; }
.simulator-result { padding: 20px 17px; }
.simulator-faq { padding-top: 28px; }
.faq-page { padding-block: 24px 53px; }
.faq-category { margin-top: 24px; font-size: 18px; }
.policy-cards { grid-template-columns: minmax(0, 1fr); gap: 10px; }
.policy-card { padding: 17px; }
.policy-card b { right: 17px; bottom: 17px; }
.access-grid { grid-template-columns: minmax(0, 1fr); gap: 15px; padding-block: 29px 43px; }
.address-card { padding: 20px; }
.access-details > div { padding: 11px 10px 11px 0; }
.access-details > div:nth-child(even) { padding-left: 10px; }
.map-section { padding-bottom: 37px; }
.map-frame, .map-frame iframe { min-height: 280px; height: 280px; }
.map-caption { font-size: 12px; }
.contact-options { grid-template-columns: minmax(0, 1fr); gap: 11px; padding-block: 29px 45px; }
.contact-option { padding: 19px; }
.contact-option h2 { font-size: 19px; }
.contact-option > p:not(.eyebrow):not(.contact-hours):not(.small-note) { min-height: 0; }
.policy-content { padding-block: 29px 53px; }
.policy-content > h2 { margin-top: 28px; font-size: 19px; }
.footer-main { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px 16px; }
.footer-brand { grid-column: 1 / -1; }
.footer-links:last-child { grid-column: 1 / -1; }
.footer-bottom { font-size: 12px; }
.factor-card { padding: 15px 16px; }
.factor-card h3 { margin-block: 5px 3px; }
.section-heading h2, .section-title-row h2, .contact-band h2 { line-height: 1.36; }


}
@media (max-width: 390px) {
.header-inner { width: calc(100% - 32px); }
.brand-name { font-size: 16px; }
.mobile-menu summary { padding-inline: 8px; font-size: 12px; }
.header-direct-phone { gap: 5px; }
.header-direct-phone span { font-size: 12px; }
.header-direct-phone strong { font-size: 12px; }
.hero-product { padding-inline: 16px; }
.aside-card { grid-template-columns: minmax(0, 1fr); }
.hero-terms > div { grid-template-columns: minmax(92px, .72fr) minmax(0, 1.28fr); }
.access-details > div { padding-right: 7px; }
.access-details > div:nth-child(even) { padding-left: 7px; }


}
.home-hero { position: relative; isolation: isolate; overflow: hidden; min-height: 520px; background: #102f46; }
.home-hero::before { position: absolute; z-index: -1; inset: 0; content: ""; background: linear-gradient(90deg, rgba(10, 31, 47, .95) 0%, rgba(11, 36, 55, .86) 47%, rgba(11, 36, 55, .38) 100%); }
.home-hero-image { position: absolute; z-index: -2; inset: 0; width: 100%; height: 100%; max-width: none; object-fit: cover; object-position: center 48%; }
.home-hero > .hero-copy, .home-hero > .hero-product { position: relative; z-index: 1; }
.home-hero h1 { color: #fff; }
.home-hero .eyebrow { color: #d9bd82; }
.home-hero .hero-lead { color: #f0f4f7; }
.home-hero .small-note { color: #d4e0e7; }
.hero-photo-note { position: absolute; z-index: 1; right: max(24px, calc((100% - var(--content)) / 2)); bottom: 9px; color: rgba(255,255,255,.76); font-size: 11px; line-height: 1.4; }
.photo-feature { display: grid; grid-template-columns: minmax(0, 1.12fr) minmax(0, .88fr); align-items: center; gap: clamp(24px, 4vw, 54px); margin-block: 28px 12px; padding: 24px; background: var(--surface); }
.photo-feature-media { position: relative; min-width: 0; margin: 0; overflow: hidden; aspect-ratio: 1.48; background: var(--brand-pale); }
.photo-feature-media img { width: 100%; height: 100%; object-fit: cover; }
.photo-feature-media figcaption { color: var(--muted); font-size: 12px; line-height: 1.5; }
.photo-feature-media figcaption { position: absolute; right: 0; bottom: 0; padding: 4px 9px; color: #fff; background: rgba(16,47,70,.76); }
.photo-feature-copy h2 { max-width: 16em; margin: 0 0 12px; font-size: var(--title-section); }
.photo-feature-copy > p:not(.eyebrow) { max-width: 35em; margin-bottom: 14px; color: var(--ink-soft); }
.photo-feature-copy .text-link { font-weight: 700; text-decoration: none; }
@media (max-width: 760px) {
.home-hero { min-height: 520px; }
.home-hero::before { background: linear-gradient(180deg, rgba(10,31,47,.88) 0%, rgba(11,36,55,.82) 52%, rgba(11,36,55,.93) 100%); }
.home-hero-image { object-position: 54% center; }
.hero-photo-note { right: 12px; bottom: 6px; font-size: 10px; }
.photo-feature { grid-template-columns: minmax(0, 1fr); gap: 18px; width: min(100% - 32px, 620px); margin-block: 14px; padding: 14px; }
.photo-feature-media { aspect-ratio: 1.42; }
.photo-feature-copy h2 { max-width: 22em; }


}
.home-hero::after {
  position: absolute;
  z-index: -1;
  top: 50%;
  right: max(18px, calc((100% - var(--content)) / 2 - 64px));
  width: min(44vw, 640px);
  aspect-ratio: 1;
  content: "";
  transform: translateY(-50%);
  background: url("/assets/capital-watermark-dark.svg") center / contain no-repeat;
  opacity: .78;
  pointer-events: none;
}
.contact-band { position: relative; isolation: isolate; overflow: hidden; }
.contact-band::after {
  position: absolute;
  z-index: -1;
  right: max(22px, calc((100% - var(--content)) / 2));
  bottom: -218px;
  width: 390px;
  aspect-ratio: 1;
  content: "";
  background: url("/assets/capital-watermark-dark.svg") center / contain no-repeat;
  opacity: .43;
  pointer-events: none;
}
.contact-band > * { position: relative; z-index: 0; }
@media (max-width: 760px) {
.home-hero::after { top: 35%; right: -120px; width: 330px; opacity: .42; }
.contact-band::after { right: -126px; bottom: -190px; width: 300px; opacity: .28; }


}
.hero-photo-note, .photo-feature-media figcaption { font-size: 9px; }


/* Shared visual system: a single title band, four-step component and company block. */
.page-hero {
  position: relative;
  isolation: isolate;
  display: flex;
  align-items: center;
  min-height: 180px;
  width: 100%;
  margin: 0;
  padding: 28px 0;
  border-bottom: 1px solid var(--line);
  background: linear-gradient(112deg, #f4f7f9, #edf2f5);
  overflow: hidden;
}
.page-hero-inner { width: min(var(--content), calc(100% - 56px)); margin-inline: auto; }
.page-hero .eyebrow { margin-bottom: 8px; font-size: var(--text-meta); }
.page-hero h1 { margin: 0 0 12px; font-size: var(--title-page); line-height: 1.35; letter-spacing: .02em; }
.page-lead { max-width: none; margin: 0; color: var(--ink-soft); font-size: var(--text-body); line-height: 1.75; }
.page-hero::after {
  position: absolute; z-index: -1; top: 50%; right: max(28px, calc((100% - var(--content))/2 - 64px));
  width: 360px; aspect-ratio: 1; content: ''; transform: translateY(-50%);
  background: url('/assets/capital-watermark-light.svg') center / contain no-repeat; opacity: .5; pointer-events: none;
}
.section-heading h2, .section-title-row h2, .article-section h2, .photo-feature-copy h2 { line-height: 1.5; letter-spacing: .015em; }
.section-heading > .eyebrow, .section-title-row .eyebrow, .article-section > .eyebrow { margin-bottom: 8px; }
.guide-card h3, .need-card h3, .product-card h3, .policy-card h3, .prepare-grid h3,
.factor-card h3, .simulator-explainer h3 { font-size: var(--title-card); line-height: 1.5; }
.guide-card p, .need-card p, .product-card p, .factor-card p, .prepare-grid p,
.home-product-card > p, .terms-lead, .timing-card p, .simulator-explainer p { font-size: var(--text-body); line-height: 1.8; }
.footer-links > strong { width: 100%; margin-bottom: 8px; padding-bottom: 12px; font-size: var(--text-label); letter-spacing: .02em; }
.aside-card h2 { font-size: var(--title-card); }
.aside-card a, .guide-card-link, .hero-product-link { font-size: var(--text-label); }
.photo-feature { margin-block: 24px 0; }

.process-flow, .article-section .process-flow {
  display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px;
  margin: 24px 0 0; padding: 0; list-style: none;
}
.process-flow .process-step {
  position: relative; min-width: 0; margin: 0; padding: 24px;
  border: 1px solid var(--line); border-top: 2px solid var(--brand-deep); background: #fff;
}
.process-step-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.process-index {
  display: inline-grid; flex: 0 0 36px; width: 36px; height: 36px; place-items: center;
  border-radius: 50%; color: #fff; background: var(--brand-deep); font-size: 13px; font-weight: 700;
  line-height: 1; font-variant-numeric: tabular-nums;
}
.process-role { color: var(--muted); font-size: var(--text-meta); line-height: 1.5; }
.process-flow .process-step h3 { margin: 16px 0 8px; font-size: var(--title-card); line-height: 1.5; }
.process-flow .process-step p { margin: 0; color: var(--ink-soft); font-size: var(--text-body); line-height: 1.8; }
.process-photo { width: 100%; margin: 20px 0 24px; }
.process-photo img { width: 100%; height: 160px; object-fit: cover; object-position: center 52%; }
.process-photo figcaption { margin-top: 4px; color: var(--muted); font-size: 9px; line-height: 1.4; }

.company-section {
  display: grid; grid-template-columns: minmax(230px, .68fr) minmax(0, 1.32fr);
  align-items: start; gap: 20px 40px; padding-block: 40px 64px;
}
.company-identity {
  --company-serif: "Hiragino Mincho ProN", "Yu Mincho", "YuMincho", serif;
  position: relative; isolation: isolate; min-width: 0; min-height: 320px; padding: 24px 24px 36px;
}
.company-identity::before {
  position: absolute; z-index: -1; inset: 0; content: ''; pointer-events: none;
  background: url('/assets/property-detail-800.jpg') center / cover no-repeat;
  background-image: image-set(url('/assets/property-detail-800.avif') 1x type('image/avif'), url('/assets/property-detail.avif') 2x type('image/avif'), url('/assets/property-detail-800.webp') 1x type('image/webp'), url('/assets/property-detail.webp') 2x type('image/webp'), url('/assets/property-detail-800.jpg') 1x type('image/jpeg'), url('/assets/property-detail.jpg') 2x type('image/jpeg'));
  opacity: .15;
  -webkit-mask-image: linear-gradient(180deg, #000 0%, #000 64%, transparent 100%);
  mask-image: linear-gradient(180deg, #000 0%, #000 64%, transparent 100%);
}
.company-profile-label { margin: 0 0 10px; color: var(--muted); font-family: Arial, sans-serif; font-size: 10px; font-weight: 500; line-height: 1.4; letter-spacing: .18em; }
.company-identity h2 { margin: 0; font-family: var(--company-serif); font-size: 25px; font-weight: 500; line-height: 1.5; letter-spacing: .08em; }
.company-identity h2::after { display: block; width: 32px; height: 1px; margin-top: 14px; background: var(--accent); content: ''; }
.company-history { display: grid; gap: 8px; margin: 22px 0 0; color: var(--brand-deep); }
.company-history .company-history-prefix { color: var(--ink-soft); font-size: 12px; font-weight: 500; line-height: 1.6; letter-spacing: .1em; }
.company-history strong { display: flex; align-items: baseline; flex-wrap: wrap; gap: 2px 12px; font-weight: 400; line-height: 1; }
.company-history .company-history-value { font-family: "Bodoni 72", Didot, Georgia, "Times New Roman", serif; font-size: 76px; font-weight: 400; line-height: 1; letter-spacing: -.035em; font-variant-numeric: lining-nums; white-space: nowrap; }
.company-history .company-history-unit { font-family: var(--company-serif); font-size: 19px; font-weight: 500; line-height: 1.5; letter-spacing: .06em; white-space: nowrap; }
.company-history .company-history-note { margin-top: 2px; color: var(--ink-soft); font-family: var(--company-serif); font-size: 14px; font-weight: 500; line-height: 1.8; letter-spacing: .015em; }
.company-watermark-note { position: absolute; left: 24px; bottom: 16px; margin: 0; color: var(--muted); font-size: 9px; line-height: 1.4; }
.company-table-wrap { width: 100%; min-width: 0; }
.company-table { table-layout: fixed; }
.company-table th { width: 29%; color: var(--ink-soft); background: var(--surface); font-weight: 600; }
.company-table td { color: var(--ink); }
.company-table th, .company-table td { padding: 14px 16px; font-size: 14px; line-height: 1.65; }
.company-source-note { grid-column: 2; margin: 0; color: var(--muted); font-size: 13px; line-height: 1.8; }

@media (max-width: 760px) {
  :root { --title-page: 1.625rem; --title-section: 1.375rem; }
  .page-hero { min-height: 216px; padding-block: 24px; }
  .page-hero-inner { width: min(100% - 32px, 620px); }
  .page-hero h1 { margin-bottom: 10px; letter-spacing: 0; }
  .page-lead { font-size: 16px; line-height: 1.8; }
  .page-hero::after { right: -80px; width: 280px; opacity: .28; }
  .process-flow, .article-section .process-flow { grid-template-columns: minmax(0, 1fr); gap: 0; margin: 20px 0 0 17px; padding-left: 28px; border-left: 1px solid var(--line); }
  .process-flow .process-step { padding: 16px 0 20px; border: 0; border-bottom: 1px solid var(--line); background: transparent; }
  .process-step-head { justify-content: flex-end; min-height: 20px; }
  .process-index { position: absolute; top: 14px; left: -46px; width: 34px; height: 34px; }
  .process-flow .process-step h3 { margin: 6px 0 6px; }
  .process-flow .process-step p { line-height: 1.8; }
  .process-photo { margin: 16px 0 20px; }
  .process-photo img { height: 125px; }
  .company-section { display: block; padding-block: 28px 44px; }
  .company-identity { min-height: 256px; margin-bottom: 20px; padding: 20px 16px 30px; }
  .company-identity::before { background-position: center 42%; opacity: .11; -webkit-mask-image: linear-gradient(90deg,#000,transparent); mask-image: linear-gradient(90deg,#000,transparent); }
  .company-profile-label { margin-bottom: 8px; }
  .company-identity h2 { font-size: 23px; }
  .company-identity h2::after { margin-top: 12px; }
  .company-history { margin-top: 18px; }
  .company-history strong { column-gap: 10px; }
  .company-history .company-history-value { font-size: 68px; }
  .company-history .company-history-unit { font-size: 18px; }
  .company-watermark-note { left: 16px; bottom: 10px; }
  .company-table th, .company-table td { padding: 12px 10px; font-size: 14px; }
  .company-table th { width: 31%; }
  .company-source-note { margin: 14px 0 0; }
  .footer-links { gap: 10px; }
}

.article-section > .eyebrow { color: var(--accent-text); }
.factor-card h3 { margin: 8px 0 6px; }

/* Balanced guide rows, including the final product-information link. */
.guide-grid { grid-template-columns: repeat(6, minmax(0, 1fr)); }
.guide-grid .guide-card { grid-column: span 2; }
.guide-grid-home .guide-card:nth-last-child(-n+2) { grid-column: span 3; }
.guides-section .guide-card:last-child { grid-column: 1 / -1; display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.5fr); gap: 4px 32px; min-height: 0; }
.guides-section .guide-card:last-child .card-index { grid-column: 1; }
.guides-section .guide-card:last-child h3 { grid-column: 1; margin: 4px 0; }
.guides-section .guide-card:last-child p { grid-column: 2; grid-row: 1 / 3; margin: 0; }
.guides-section .guide-card:last-child .guide-card-link { grid-column: 2; padding-top: 10px; margin-top: 4px; }
.article-section > .button + .text-link { margin-left: 16px; }
@media (min-width: 761px) and (max-width: 1024px) {
  .page-hero { min-height: 208px; }
}
@media (min-width: 761px) and (max-width: 940px) {
  .guide-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .guide-grid .guide-card, .guide-grid-home .guide-card:nth-last-child(-n+2) { grid-column: auto; }
  .guide-grid-home .guide-card:last-child { grid-column: 1 / -1; }
}
@media (max-width: 760px) {
  .guide-grid { grid-template-columns: minmax(0, 1fr); }
  .guide-grid .guide-card, .guide-grid-home .guide-card:nth-last-child(-n+2), .guides-section .guide-card:last-child { grid-column: auto; display: flex; gap: 0; }
  .guides-section .guide-card:last-child p { margin: 0 0 12px; }
  .guides-section .guide-card:last-child .guide-card-link { margin-top: auto; }
  .article-section > .button + .text-link { margin: 12px 0 0; }
}


/* Article components inherit the site's existing type, color and spacing system. */
.editorial-reading { border-top: 1px solid var(--line); }
.article-summary { margin: 0 0 28px; padding: 20px 22px; border-left: 3px solid var(--accent); background: var(--surface); }
.article-summary h2 { margin: 0 0 10px; font-size: var(--title-card); line-height: 1.5; }
.article-summary ul { margin: 0; padding-left: 1.25em; }
.article-summary li { padding: 4px 0; color: var(--ink-soft); font-size: var(--text-label); line-height: 1.85; }
.article-inquiry { margin: 0 0 36px; padding: clamp(20px, 3vw, 28px); border: 1px solid var(--line); border-top: 3px solid var(--brand); background: #fff; }
.article-inquiry > h2 { margin: 8px 0 14px; font-size: var(--title-card); line-height: 1.65; }
.article-inquiry > p { margin-block: 12px; }
.article-inquiry .hero-actions { gap: 10px; margin-block: 20px 12px; }
.article-inquiry .button { max-width: 100%; white-space: normal; overflow-wrap: anywhere; }
.article-inquiry-example { margin-block: 18px; padding: 14px 16px; background: var(--surface); }
.article-inquiry-example strong { color: var(--brand-deep); font-size: var(--text-meta); }
.article-inquiry-example p { margin: 6px 0 0; font-size: var(--text-label); }
.article-inquiry .article-inquiry-note { margin-bottom: 0; color: var(--muted); font-size: var(--text-meta); }
.guide-inquiry-question { border-top: 1px solid var(--line); }
.guide-inquiry-question:last-of-type { border-bottom: 1px solid var(--line); }
.guide-inquiry-question > summary { padding: 18px 4px; color: var(--brand-deep); font-weight: 600; line-height: 1.7; cursor: pointer; }
.guide-inquiry-question > summary:focus-visible { outline: 2px solid var(--brand); outline-offset: 3px; }
.guide-inquiry-question > div { padding: 0 4px 18px; }
.guide-inquiry-question > div > p { margin: 0; }
.editorial-policy { padding-top: 0; }
.editorial-policy p { max-width: 65em; margin: 0; color: var(--muted); font-size: var(--text-label); line-height: 1.85; }
.editorial-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.editorial-grid .guide-card { grid-column: auto; }
.editorial-card { padding: 20px; border-top-width: 1px; box-shadow: 0 3px 14px rgba(16,47,70,.04); }
.editorial-card-image { position: relative; display: block; margin: -20px -20px 20px; overflow: hidden; border-bottom: 1px solid var(--line); }
.editorial-card-image img { width: 100%; height: 148px; object-fit: cover; }
.editorial-image-note { position: absolute; right: 8px; bottom: 6px; padding: 1px 5px; color: #fff; background: rgba(16, 47, 70, .74); font-size: 9px; line-height: 1.6; }
.editorial-card .card-index { align-self: start; width: fit-content; max-width: 100%; padding: 4px 8px; background: var(--surface); color: var(--brand-deep); font-size: var(--text-meta); font-weight: 600; letter-spacing: .02em; }
.editorial-card h3 { margin-top: 12px; margin-bottom: 12px; }
.editorial-card p { font-size: var(--text-label); }
.editorial-card .guide-card-link { min-height: 44px; padding-top: 10px; }
.editorial-card .guide-card-link b { flex: 0 0 auto; font-size: 18px; font-weight: 400; }
.editorial-card:hover h3, .editorial-card:focus-visible h3 { color: var(--brand); text-decoration: underline; text-decoration-thickness: 1px; text-underline-offset: .2em; }
.editorial-intro { display: grid; grid-template-columns: minmax(0, 1fr) 240px; align-items: start; gap: 24px; margin-bottom: 34px; }
.editorial-intro > * { min-width: 0; }
.article-meta { display: flex; flex-wrap: wrap; gap: 5px 20px; margin-bottom: 16px; color: var(--muted); font-size: var(--text-meta); line-height: 1.7; }
.article-meta a { color: var(--muted); }
.editorial-toc { padding: 15px 18px; border: 1px solid var(--line); background: var(--surface); font-size: var(--text-label); }
.editorial-toc strong { color: var(--ink); }
.editorial-toc ol { margin: 9px 0 0; padding-left: 1.4em; }
.editorial-toc li { margin: 3px 0; }
.editorial-story-photo { position: relative; margin: 0; overflow: hidden; }
.editorial-story-photo img { width: 100%; height: 172px; object-fit: cover; }
.editorial-story-photo figcaption { position: absolute; right: 8px; bottom: 6px; padding: 1px 5px; color: #fff; background: rgba(16, 47, 70, .74); font-size: 9px; line-height: 1.6; }
.cost-parts { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; margin: 22px 0; }
.cost-parts > div { min-width: 0; padding: 17px 18px; border-top: 2px solid var(--brand); background: var(--surface); }
.cost-parts > div > * { min-width: 0; }
.cost-parts > div > a { display: block; width: fit-content; max-width: 100%; min-height: 44px; margin-top: 10px; font-size: var(--text-label); line-height: 1.75; }
.cost-parts span { color: var(--accent-text); font-size: var(--text-meta); font-weight: 700; font-variant-numeric: tabular-nums; }
.cost-parts h3 { margin: 8px 0 5px; font-size: var(--title-card); }
.cost-parts p { margin: 0; font-size: var(--text-label); line-height: 1.65; }
.editorial-article .table-wrap { margin: 20px 0; }
.editorial-article .table-wrap th:first-child { width: 26%; }
.editorial-article .refinance-comparison th:first-child { width: 31%; }
.funding-example { margin: 22px 0; border: 1px solid var(--line); background: #fff; font-variant-numeric: tabular-nums; }
.funding-example > div { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); align-items: baseline; gap: 12px; padding: 12px 18px; border-bottom: 1px solid var(--line); }
.funding-example > div:last-child { border-bottom: 0; }
.funding-example dt { color: var(--ink-soft); font-size: var(--text-label); line-height: 1.7; }
.funding-example dd { margin: 0; color: var(--brand-deep); font-size: var(--text-body); font-weight: 650; text-align: right; line-height: 1.7; }
.funding-example-result { background: var(--brand-pale); }
.funding-example-result dt, .funding-example-result dd { font-weight: 700; }
.calculation-details { margin: 20px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.calculation-details summary { padding: 13px 0; color: var(--brand); font-size: var(--text-label); font-weight: 600; cursor: pointer; }
.calculation-details p { margin: 0; padding: 0 0 17px; font-size: var(--text-label); line-height: 1.8; }
.article-references h2 { font-size: var(--title-card); }
.article-references ul { margin-bottom: 14px; }
.article-references li, .article-references p { font-size: var(--text-label); line-height: 1.8; }
.article-next-steps { margin: 30px 0; padding: 24px 0; border-block: 1px solid var(--line); }
.article-next-steps h2 { margin: 8px 0 18px; font-size: var(--title-card); line-height: 1.5; }
.article-next-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; }
.article-next-grid a { display: grid; grid-template-columns: 22px minmax(0, 1fr) 16px; align-items: start; gap: 10px; min-height: 96px; padding: 16px 14px; border: 1px solid var(--line); color: var(--brand-deep); background: var(--surface); text-decoration: none; }
.article-next-grid a:hover { border-color: var(--accent); }
.article-next-index { padding-top: 2px; color: var(--accent-text); font-size: var(--text-meta); font-weight: 700; font-variant-numeric: tabular-nums; }
.article-next-copy { min-width: 0; }
.article-next-copy strong { display: block; font-size: var(--text-label); line-height: 1.65; }
.article-next-copy > span { display: block; margin-top: 6px; color: var(--muted); font-size: var(--text-meta); line-height: 1.75; }
.application-section { padding-block: 0 38px; }
.application-section .application-guidance { margin: 0; }
.application-guidance { display: grid; grid-template-columns: minmax(0, 1fr) minmax(260px, .7fr); align-items: center; gap: 28px; margin: 28px 0; padding: 24px; border: 1px solid var(--line); background: var(--surface); }
.application-guidance > * { min-width: 0; }
.application-guidance-copy .eyebrow { margin: 0 0 8px; }
.application-guidance-copy h2 { margin: 0 0 12px; font-size: var(--title-card); line-height: 1.5; }
.application-guidance-copy > p:not(.eyebrow) { max-width: 38em; margin: 0 0 14px; color: var(--ink-soft); font-size: var(--text-label); line-height: 1.85; }
.application-guidance-copy .text-link { font-size: var(--text-label); }
.application-guidance-call { padding: 20px; color: #fff; background: var(--brand-deep); }
.application-call-label { display: block; color: #d8e6ef; font-size: var(--text-meta); }
.application-phone { display: flex; width: fit-content; max-width: 100%; min-height: 44px; align-items: center; gap: 10px; color: #fff; font-size: var(--title-section); font-weight: 650; font-variant-numeric: tabular-nums; line-height: 1.4; text-decoration: none; }
.application-phone svg { flex: 0 0 auto; }
.application-phone span { white-space: nowrap; }
.application-phone:hover { color: #fff; text-decoration: underline; }
.application-call-hours { display: flex; flex-wrap: wrap; gap: 0 10px; margin: 8px 0 0; color: #d8e6ef; font-size: var(--text-meta); line-height: 1.8; }
.application-call-hours span { white-space: nowrap; }
.preparation-list { margin: 20px 0 0; }
.preparation-list > div { padding: 16px 0; border-top: 1px solid var(--line); }
.preparation-list dt { display: flex; align-items: baseline; gap: 14px; color: var(--ink); font-size: var(--title-card); font-weight: 650; line-height: 1.65; }
.preparation-list dt > span { flex: 0 0 24px; color: var(--accent-text); font-size: var(--text-meta); font-variant-numeric: tabular-nums; }
.preparation-list dd { margin: 6px 0 0 38px; color: var(--ink-soft); font-size: var(--text-label); line-height: 1.85; }
.ownership-overview { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; margin: 22px 0; }
.ownership-overview > div { min-width: 0; padding: 18px 20px; border-top: 2px solid var(--brand); background: var(--surface); }
.ownership-overview h3 { margin: 8px 0 5px; font-size: var(--title-card); }
.ownership-overview p { margin: 0; font-size: var(--text-label); line-height: 1.8; }
.editorial-article .article-section { scroll-margin-top: 0; }
.article-category-nav { display: flex; flex-wrap: wrap; gap: 10px; padding-block: 16px 22px; }
.article-category-nav a { display: flex; align-items: center; justify-content: space-between; gap: 22px; min-height: 44px; padding: 10px 16px; border: 1px solid var(--line); color: var(--brand-deep); font-size: var(--text-label); font-weight: 600; text-decoration: none; }
.article-category-nav a:hover { background: var(--surface); }
.faq-page .faq-category, .faq-page details[id] { scroll-margin-top: 0; }
.faq-page details:target { background: var(--surface); }
.article-library-group { padding-block: 28px 34px; scroll-margin-top: 0; }
.article-library-group + .article-library-group { border-top: 1px solid var(--line); }
.article-group-lead { margin: 10px 0 0; color: var(--muted); font-size: var(--text-label); line-height: 1.8; }
.article-library-bottom { padding-block: 18px 38px; }
.article-library-bottom p { margin-top: 0; color: var(--muted); font-size: var(--text-label); line-height: 1.85; }
.article-link-band { padding-block: 0 38px; }
.article-link-band .aside-card { padding-top: 20px; }
.article-link-band h2 { font-size: var(--title-card); }
.footer-contact span, .footer-contact a { display: block; }
.footer-contact span, .footer-brand .footer-hours { font-size: var(--text-meta); }
.footer-contact a { width: fit-content; color: #fff; font-size: var(--text-body); font-weight: 600; text-decoration: none; }
.footer-contact a:hover { text-decoration: underline; }
@media (min-width: 761px) and (max-width: 1050px) {
  .editorial-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (min-width: 941px) and (max-width: 1080px) {
  .desktop-nav { display: none; }
  .mobile-menu { display: block; }
}
@media (max-width: 760px) {
  .editorial-grid { grid-template-columns: minmax(0, 1fr); }
  .editorial-card-image img { height: 132px; }
  .editorial-intro { grid-template-columns: minmax(0, 1fr); gap: 16px; margin-bottom: 26px; }
  .article-meta { gap: 5px 16px; margin-bottom: 12px; }
  .editorial-story-photo img { height: 116px; }
  .cost-parts { grid-template-columns: minmax(0, 1fr); gap: 8px; }
  .cost-parts > div { display: grid; grid-template-columns: 24px minmax(0, 1fr); align-items: baseline; gap: 6px 12px; padding: 16px 14px; border-top-width: 1px; }
  .cost-parts > div > span { grid-column: 1; grid-row: 1; }
  .cost-parts > div > h3 { grid-column: 2; grid-row: 1; }
  .cost-parts > div > p { grid-column: 2; grid-row: 2; }
  .cost-parts > div > a { grid-column: 2; grid-row: 3; width: auto; margin-top: 0; padding-block: 8px; }
  .cost-parts h3, .cost-parts p { margin: 0; }
  .cost-parts h3 { font-size: var(--text-body); }
  .cost-parts p { font-size: var(--text-label); }
  .editorial-article .table-wrap th:first-child { width: auto; }
  .funding-example > div { grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr); gap: 10px; padding: 11px 13px; }
  .calculation-details p, .article-references p { font-size: var(--text-label); }
  .article-category-nav { gap: 8px; padding-block: 12px 16px; }
  .article-category-nav a { gap: 12px; padding: 10px 12px; }
  .article-library-group { padding-block: 22px 28px; }
  .article-library-bottom { padding-block: 12px 28px; }
  .article-link-band { padding-bottom: 28px; }
  .article-next-steps { margin: 24px 0; padding: 20px 0; }
  .article-next-grid, .ownership-overview { grid-template-columns: minmax(0, 1fr); gap: 10px; }
  .article-next-grid a { min-height: 78px; grid-template-columns: 26px minmax(0, 1fr) 18px; padding: 14px 16px; }
  .application-section { padding-bottom: 28px; }
  .application-guidance { grid-template-columns: minmax(0, 1fr); gap: 18px; margin: 24px 0; padding: 18px; }
  .application-guidance-call { margin-inline: -18px; margin-bottom: -18px; padding: 18px; }
  .ownership-overview > div { padding: 16px 18px; border-top-width: 1px; }
}
/* Practical resources: large touch targets, readable labels and local saving. */
.resource-section { max-width: 1140px; }
.consultation-checklist { display: grid; gap: 12px; margin: 24px 0; }
.resource-check { display: flex; align-items: flex-start; gap: 16px; padding: 22px; border: 1px solid #cbd7dc; border-radius: 6px; background: #fff; cursor: pointer; }
.resource-check input { flex: 0 0 22px; width: 22px; height: 22px; margin: 5px 0 0; accent-color: #123b51; }
.resource-check span { min-width: 0; }
.resource-check strong, .resource-check small { display: block; }
.resource-check strong { font-size: 1.07rem; color: #102f46; }
.resource-check small { margin-top: 6px; font-size: .94rem; line-height: 1.8; color: #52636b; }
.resource-check:has(input:checked) { background: #f0f5f2; border-color: #567968; }
.resource-check:focus-within { outline: 3px solid #b68a39; outline-offset: 3px; }
.resource-actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 24px 0 12px; }
.resource-actions[hidden], [data-share-fallback][hidden] { display: none; }
.resource-actions .button { white-space: normal; text-align: center; min-height: 48px; }
.resource-status { min-height: 1.7em; font-size: .95rem; }
.resource-progress { color: #234e43; font-weight: 700; }
[data-share-fallback] input { display: block; width: 100%; min-width: 0; max-width: 660px; padding: 14px; border: 1px solid #8299a6; font: inherit; }
.resource-link-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 32px; margin: 20px 0; }
.resource-link-grid a { display: block; padding: 24px 0; border-bottom: 1px solid #cbd7dc; text-decoration: none; }
.resource-link-grid strong, .resource-link-grid span { display: block; }
.resource-link-grid strong { font-size: 1.12rem; color: #123b51; }
.resource-link-grid span { margin-top: 9px; color: #52636b; line-height: 1.8; }
.resource-link-grid a:hover strong { text-decoration: underline; }
.resource-verification-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 30px; margin: 28px 0; }
.resource-verification-grid > div { border-top: 2px solid #ac813c; padding-top: 20px; min-width: 0; }
.resource-verification-grid h3 { margin: 0 0 16px; }
.resource-verification-grid a { overflow-wrap: anywhere; }
.resource-facts { margin: 28px 0; }
.resource-facts > div { display: grid; grid-template-columns: 9rem minmax(0, 1fr); gap: 24px; padding: 20px 0; border-bottom: 1px solid #cbd7dc; }
.resource-facts dt { font-weight: 700; }
.resource-facts dd { margin: 0; overflow-wrap: anywhere; }
.resource-steps { padding-left: 1.5rem; }
.resource-steps > li { margin: 0 0 28px; padding-left: 8px; }
.resource-steps strong { font-size: 1.13rem; color: #102f46; }
@media (max-width: 600px) {
  .resource-link-grid { grid-template-columns: minmax(0, 1fr); }
  .resource-facts > div { grid-template-columns: minmax(0, 1fr); gap: 8px; }
  .resource-check { padding: 18px 14px; gap: 12px; }
  .resource-actions { flex-direction: column; align-items: stretch; }
  .resource-actions .button { width: 100%; }
}
@media (max-width: 760px) {
  .resource-verification-grid { grid-template-columns: minmax(0, 1fr); }
}
@media print {
  .site-header, .site-footer, .breadcrumbs, .skip-link, .resource-actions, [data-share-fallback], .resource-status, .hero-actions, .simulator-submit, .article-link-band { display: none !important; }
  body { background: #fff !important; color: #111 !important; }
  .page-hero { padding: 20px 0 !important; min-height: 0 !important; background: #fff !important; color: #111 !important; }
  .page-hero h1, .page-hero .page-lead, .page-hero .eyebrow { color: #111 !important; }
  .section { padding: 18px 0 !important; }
  .resource-check { break-inside: avoid; padding: 12px; }
  .resource-check input { appearance: auto; print-color-adjust: exact; }
  .loan-simulator { display: block !important; }
  .simulator-result { break-inside: avoid; margin-top: 24px; }
  a { color: #111; }
}
.page-hero .personal-hero-actions { margin-top: 20px; }
.personal-hero-note { max-width: 56em; margin: 14px 0 0; color: var(--ink-soft); font-size: var(--text-meta); line-height: 1.8; }
.reading-options { margin-block: 20px; }
.reading-options > summary { min-height: 48px; padding: 12px 4px; color: var(--brand-deep); font-size: var(--text-label); cursor: pointer; }
.reading-options > summary:focus-visible, .article-details > summary:focus-visible { outline: 2px solid var(--brand); outline-offset: 3px; }
.article-details { margin-block: 28px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.article-details > summary { min-height: 56px; padding: 18px 4px; color: var(--brand-deep); font-size: var(--text-body); font-weight: 600; cursor: pointer; }
.article-details[open] > summary { margin-bottom: 24px; }

/* A quiet night skyline blends into the hero; lending terms remain on white. */
.home-hero {
  --hero-copy-inset: max(28px, calc((100% - var(--content)) / 2));
  display: block;
  min-height: 490px;
  padding-block: 62px 74px;
  background: #091724;
}
.hero-background {
  position: absolute;
  z-index: -2;
  inset: 0;
  left: auto;
  width: min(100%, 1280px);
  overflow: hidden;
  pointer-events: none;
  background: #091724;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 30%);
  mask-image: linear-gradient(90deg, transparent, #000 30%);
}
.hero-background picture { display: block; width: 100%; height: 100%; }
.hero-background .home-hero-image,
.hero-background-video {
  position: absolute;
  z-index: 0;
  inset: 0;
  width: 100%;
  height: 100%;
  max-width: none;
  object-fit: cover;
  object-position: center 35%;
}
.hero-background-video { z-index: 1; opacity: 0; transition: opacity .7s ease; }
.hero-background.is-playing .hero-background-video { opacity: 1; }
/* Small light accents share the actual poster/video crop, below the copy veil. */
.hero-beacons {
  position: absolute;
  z-index: 2;
  inset: 0;
  visibility: hidden;
  pointer-events: none;
}
.hero-beacons.is-beacons-active { visibility: visible; }
.hero-beacon {
  position: absolute;
  display: block;
  width: 2.5px;
  height: 2.5px;
  border-radius: 50%;
  background: #ff3445;
  box-shadow: 0 0 3px 1px rgba(255, 35, 60, .7), 0 0 7px 2px rgba(255, 35, 60, .25);
  transform: translate(-50%, -50%);
  opacity: 0;
  animation: hero-beacon-pulse 3.6s ease-in-out infinite;
  animation-play-state: paused;
}
.hero-beacon--phase-two { animation-delay: -1.35s; }
.hero-beacon--phase-three { animation-delay: -2.55s; }
.hero-beacons.is-beacons-active .hero-beacon { animation-play-state: running; }
@keyframes hero-beacon-pulse {
  0%, 6%, 32%, 100% { opacity: 0; }
  12%, 20% { opacity: 1; }
}
.home-hero::before {
  background:
    linear-gradient(0deg, rgba(5, 15, 24, .14), transparent 30%),
    linear-gradient(90deg, rgba(5, 15, 24, .78) 0px, rgba(5, 15, 24, .74) calc(var(--hero-copy-inset) + 500px), rgba(5, 15, 24, .68) calc(var(--hero-copy-inset) + 720px), rgba(5, 15, 24, .06) calc(var(--hero-copy-inset) + 1020px));
}
/* Keep the actual street unobscured by linework or the oversized watermark. */
.home-hero::after { content: none; }
.home-hero .hero-copy { max-width: 630px; margin: 0; }
.home-hero h1 {
  max-width: 15em;
  margin-bottom: 22px;
  font-size: clamp(2.125rem, 3.6vw, 3rem);
  line-height: 1.48;
  letter-spacing: -.018em;
  font-weight: 650;
}
.hero-title-phrase { display: inline-block; max-width: 100%; }
.home-hero .hero-lead { max-width: 34em; font-size: 16px; line-height: 1.85; }
.home-hero .hero-actions { margin-top: 24px; }
.home-hero .small-note { max-width: 40em; margin-top: 18px; }
.home-hero .button-primary { color: #122838; border-color: #d9bd82; background: #d9bd82; }
.home-hero .button-primary:hover { border-color: #e8cea0; background: #e8cea0; }
.home-hero .button-quiet { color: #fff; border-color: #9bafbd; background: rgba(7, 20, 31, .22); }
.home-hero .button-quiet:hover { color: #fff; border-color: #fff; background: rgba(255, 255, 255, .08); }
.home-hero .hero-photo-note {
  right: max(28px, calc((100% - var(--content)) / 2));
  bottom: 10px;
  margin: 0;
  color: #d0d7dc;
  font-size: 9px;
  line-height: 1.4;
}
.hero-highlights {
  width: min(var(--content), calc(100% - 56px));
  max-width: none;
  margin: 0 auto;
  padding: 26px 0 24px;
  border-top: 0;
  border-bottom: 1px solid var(--line);
  background: #fff;
}
.hero-highlights > .eyebrow { color: var(--brand-deep); margin-bottom: 12px; }
.hero-highlights .hero-terms {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  border-top: 0;
  border-bottom: 1px solid var(--line);
}
.hero-highlights .hero-terms > div { display: block; min-width: 0; padding: 0 24px 15px; border-bottom: 0; }
.hero-highlights .hero-terms > div:first-child { padding-left: 0; }
.hero-highlights .hero-terms > div:last-child { padding-right: 0; }
.hero-highlights .hero-terms > div + div { border-left: 1px solid var(--line); }
.hero-highlights .hero-terms dt { font-size: 13px; }
.hero-highlights .hero-terms dd { margin-top: 5px; font-size: 17px; }
.hero-highlights .hero-product-note { margin: 12px 0 4px; }
.hero-highlights .hero-product-link { margin-top: 2px; }
.section-title-row { position: relative; }
.section-title-row::before { position: absolute; top: -14px; left: 0; width: 42px; height: 2px; content: ''; background: var(--accent); }
@media (hover: hover) and (pointer: fine) and (prefers-reduced-motion: no-preference) {
  .editorial-card-image img, .photo-feature-media img { transition: transform .35s ease; }
  .editorial-card:hover .editorial-card-image img, .editorial-card:focus-visible .editorial-card-image img,
  .photo-feature-media:hover img { transform: scale(1.02); }
}
@media (min-width: 761px) and (max-width: 940px) {
  .home-hero .hero-copy { max-width: 560px; }
  .home-hero::before { background: linear-gradient(90deg, rgba(5, 15, 24, .78) 0px, rgba(5, 15, 24, .74) calc(var(--hero-copy-inset) + 500px), rgba(5, 15, 24, .68) calc(var(--hero-copy-inset) + 720px), rgba(5, 15, 24, .08) calc(var(--hero-copy-inset) + 920px)); }
  .home-hero h1 { font-size: 36px; }
  .hero-highlights .hero-terms dd { font-size: 15px; }
  .hero-highlights .hero-terms > div { padding-inline: 14px; }
}
@media (max-width: 760px) {
  .home-hero { min-height: 0; padding-top: 42px; padding-bottom: 110px; }
  .home-hero .hero-copy { width: min(100%, 620px); margin-inline: auto; }
  .hero-background { width: 100%; -webkit-mask-image: none; mask-image: none; }
  .hero-background .home-hero-image, .hero-background-video { object-position: center 35%; }
  .home-hero::before {
    background: linear-gradient(180deg, rgba(5, 15, 24, .76) 0%, rgba(5, 15, 24, .68) 30%, rgba(5, 15, 24, .68) 60%, rgba(5, 15, 24, .68) 83%, rgba(5, 15, 24, .08) 100%);
  }
  .home-hero h1 { font-size: clamp(1.75rem, 7.1vw, 2.625rem); line-height: 1.5; margin-bottom: 18px; letter-spacing: -.025em; }
  .home-hero .hero-lead { font-size: 16px; line-height: 1.85; }
  .home-hero .hero-actions { margin-top: 22px; }
  .home-hero .hero-photo-note { right: 16px; bottom: 8px; }
  .hero-highlights { width: min(100% - 32px, 620px); padding: 22px 0; }
  .hero-highlights .hero-terms { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .hero-highlights .hero-terms > div { padding: 10px 12px 13px; }
  .hero-highlights .hero-terms > div:nth-child(2n+1) { padding-left: 0; border-left: 0; }
  .hero-highlights .hero-terms > div:nth-child(2n) { padding-right: 0; }
  .hero-highlights .hero-terms > div:nth-child(n+3) { border-top: 1px solid var(--line); }
  .hero-highlights .hero-terms dd { font-size: clamp(.8125rem, 3.5vw, .875rem); line-height: 1.65; }
}
@media (prefers-reduced-motion: reduce) {
  .hero-background-video { display: none; }
  .hero-beacons { display: none; }
  .hero-beacon { animation: none; }
  .editorial-card-image img, .photo-feature-media img, .button { transition: none; }
}

/* Article discovery and clear routes from a visitor's situation. */
.situation-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.situation-card { display: flex; flex-direction: column; min-width: 0; padding: 23px; border: 1px solid var(--line); background: var(--paper); color: var(--ink); text-decoration: none; transition: border-color .18s ease, background-color .18s ease; }
.situation-card:hover { border-color: var(--brand); background: var(--surface); }
.situation-number { margin-bottom: 16px; color: var(--accent-text); font-size: var(--text-meta); font-weight: 700; font-variant-numeric: tabular-nums; }
.situation-card h3 { margin: 0 0 10px; font-size: var(--title-card); line-height: 1.7; }
.situation-card p { margin: 0 0 20px; color: var(--ink-soft); font-size: var(--text-label); line-height: 1.85; }
.situation-card-link { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-top: auto; color: var(--brand); font-size: var(--text-label); font-weight: 600; }
.situation-card-link b { flex: 0 0 auto; font-weight: 400; }
/* The root scroll-padding already accounts for the sticky header. */
.article-library { scroll-margin-top: 0; }
.article-library [hidden] { display: none !important; }
.article-finder { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr); gap: 40px; align-items: center; padding-block: 28px 12px; }
.article-finder-heading .eyebrow { margin-bottom: 8px; }
.article-finder-heading h2 { margin-bottom: 10px; font-size: var(--title-section); }
.article-finder-heading > p:last-child { margin: 0; color: var(--muted); font-size: var(--text-label); }
.article-search label { display: block; margin-bottom: 7px; color: var(--ink); font-size: var(--text-label); font-weight: 600; }
.article-search-field { display: flex; align-items: center; gap: 12px; min-height: 50px; padding: 0 14px; border: 1px solid #aabac4; background: var(--paper); color: var(--brand); }
.article-search-field:focus-within { outline: 2px solid var(--brand); outline-offset: 2px; }
.article-search-field svg { flex: 0 0 auto; }
.article-search input { flex: 1; min-width: 0; width: 100%; height: 48px; border: 0; outline: none; border-radius: 0; background: transparent; color: var(--ink); font: inherit; font-size: 16px; }
.article-search input::placeholder { color: var(--muted); opacity: 1; }
.article-search > p { margin: 7px 0 0; color: var(--muted); font-size: var(--text-meta); line-height: 1.75; }
.article-library .article-category-nav { padding-block: 20px 14px; gap: 8px; }
.article-library .article-category-nav a { gap: 14px; background: var(--paper); transition: border-color .18s ease, background-color .18s ease; }
.article-library .article-category-nav a:hover { border-color: var(--brand); background: var(--surface); }
.article-library .article-category-nav a[aria-current="true"] { border-color: var(--brand-deep); background: var(--brand-deep); color: #fff; }
.article-filter-count { min-width: 1.5em; font-size: var(--text-meta); font-weight: 400; font-variant-numeric: tabular-nums; text-align: right; }
.article-search-status { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 8px 16px; padding-block: 0 8px; }
.article-search-status p { margin: 0; color: var(--muted); font-size: var(--text-label); }
.article-search-reset { min-height: 44px; padding: 8px 0; border: 0; background: transparent; color: var(--brand); font: inherit; font-size: var(--text-label); font-weight: 600; cursor: pointer; text-decoration: underline; text-underline-offset: .22em; }
.article-search-reset:hover { color: var(--brand-deep); }
.article-search-empty { padding-block: 28px 44px; }
.article-search-empty h2 { font-size: var(--title-card); }
.article-search-empty p { max-width: 44em; color: var(--ink-soft); font-size: var(--text-label); }
@media (min-width: 761px) and (max-width: 1050px) {
  .situation-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 760px) {
  .situation-grid { grid-template-columns: minmax(0, 1fr); gap: 10px; }
  .situation-card { position: relative; padding: 18px 18px 18px 54px; }
  .situation-number { position: absolute; top: 21px; left: 18px; margin: 0; }
  .situation-card h3 { margin-bottom: 8px; }
  .situation-card p { margin-bottom: 12px; }
  .article-library { scroll-margin-top: 0; }
  .article-finder { grid-template-columns: minmax(0, 1fr); gap: 18px; padding-block: 24px 8px; }
  .article-library .article-category-nav { padding-block: 16px 12px; }
  .article-search-status { padding-block: 0 4px; }
}

/* Small decorative photo credits only; financial disclosures retain their size. */
.home-hero .hero-photo-note,
.hero-photo-note,
.photo-feature-media figcaption,
.process-photo figcaption,
.editorial-image-note,
.editorial-story-photo figcaption,
.company-identity .company-watermark-note { font-size: 6px; line-height: 1.5; letter-spacing: 0; }
.editorial-image-note { padding: 2px 4px; }
.editorial-card-image img, .editorial-story-photo img { display: block; height: auto; aspect-ratio: 16 / 9; object-fit: cover; }
.inheritance-entry { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 48px; align-items: center; padding-block: 40px; border-block: 1px solid var(--line); }
.inheritance-entry h2 { font-size: var(--title-section); line-height: 1.6; }
.inheritance-entry > div > p:not(.eyebrow) { max-width: 34em; color: var(--ink-soft); font-size: var(--text-label); line-height: 1.9; }
.inheritance-entry-links { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 24px; }
.inheritance-entry-links a { display: flex; align-items: center; justify-content: space-between; gap: 12px; min-height: 62px; padding-block: 12px; border-bottom: 1px solid var(--line); color: var(--brand); font-size: var(--text-label); text-decoration: none; }
.inheritance-entry-links a:hover { color: var(--brand-deep); text-decoration: underline; text-underline-offset: .2em; }
.inheritance-entry-links a span { flex: 0 0 auto; }
.inheritance-check-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; margin-block: 24px; }
.inheritance-check-grid > div { min-width: 0; padding: 24px; background: var(--surface); border-top: 2px solid var(--brand); }
.inheritance-check-grid > div > span { color: var(--accent-text); font-size: var(--text-meta); font-variant-numeric: tabular-nums; }
.inheritance-check-grid h3 { margin: 12px 0 8px; font-size: var(--title-card); }
.inheritance-check-grid p { margin: 0; color: var(--ink-soft); font-size: var(--text-label); line-height: 1.9; }
.inheritance-overview-note { max-width: 58em; color: var(--ink-soft); font-size: var(--text-label); }
.inheritance-contact-note { border-top: 1px solid var(--line); }
.inheritance-contact-note > p { max-width: 58em; }
.inheritance-scope { margin-top: 32px; }
@media (max-width: 900px) {
  .inheritance-entry { grid-template-columns: minmax(0, 1fr); gap: 20px; }
}
@media (max-width: 760px) {
  .inheritance-entry { padding-block: 28px; }
  .inheritance-entry-links { grid-template-columns: minmax(0, 1fr); }
  .inheritance-entry-links a { min-height: 52px; }
  .inheritance-check-grid { grid-template-columns: minmax(0, 1fr); gap: 12px; }
  .inheritance-check-grid > div { padding: 20px; }
}

/* Keep the home directory compact; detailed guides live on their own pages. */
.home-topic-links { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.home-topic-links > a { display: grid; grid-template-columns: 28px minmax(0, 1fr) 18px; align-items: start; gap: 14px; padding: 22px 20px; border: 1px solid var(--line); background: var(--paper); color: var(--brand-deep); text-decoration: none; }
.home-topic-links > a:hover { border-color: var(--brand); background: var(--brand-pale); }
.home-topic-links .purpose-index { color: var(--accent-text); font-size: var(--text-meta); line-height: 1.75; font-variant-numeric: tabular-nums; }
.home-topic-links .purpose-copy { min-width: 0; }
.home-topic-links strong, .home-topic-links small { display: block; }
.home-topic-links strong { font-size: var(--text-body); line-height: 1.65; }
.home-topic-links small { margin-top: 5px; color: var(--ink-soft); font-size: var(--text-label); line-height: 1.75; }
.home-topic-links b { flex: 0 0 auto; font-weight: 400; }
.home-guide-shortcuts { display: flex; flex-wrap: wrap; gap: 8px 28px; margin-top: 12px; }
.home-guide-shortcuts a { display: inline-flex; align-items: center; gap: 10px; min-height: 44px; font-size: var(--text-label); }
.home-related-links { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 24px; margin-top: 8px; }
.home-related-links a { display: flex; align-items: center; justify-content: space-between; gap: 12px; min-height: 44px; padding-block: 10px; border-top: 1px solid var(--line); font-size: var(--text-label); text-decoration: none; }
.home-related-links a:hover { text-decoration: underline; }
.aside-related-articles { display: grid; grid-column: 1 / -1; grid-template-columns: inherit; gap: 9px; width: 100%; margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--line); }
.aside-related-articles > .eyebrow { grid-column: 1 / -1; margin-bottom: 4px; }
.home-page main > .section { padding-block: 48px; }
.home-page main > .section:last-child { padding-bottom: 24px; }
.application-section > .application-guidance { margin-block: 0; }
.application-web-link, .application-web-link:hover { display: block; width: fit-content; max-width: 100%; min-height: 44px; margin-top: 10px; padding-block: 10px; color: #fff; font-size: var(--text-label); line-height: 1.7; }
.consultation-entry { display: grid; grid-template-columns: minmax(0, 1fr) minmax(320px, .7fr); align-items: start; gap: 48px; }
.consultation-entry > *, .consultation-prompts li > div { min-width: 0; }
.consultation-copy > p { max-width: 36em; color: var(--ink-soft); }
.consultation-prompts { margin: 24px 0; padding: 0; list-style: none; }
.consultation-prompts li { display: grid; grid-template-columns: 28px minmax(0, 1fr); gap: 16px; padding: 18px 0; border-top: 1px solid var(--line); }
.consultation-prompts li > span { color: var(--accent-text); font-size: var(--text-meta); font-weight: 600; font-variant-numeric: tabular-nums; }
.consultation-prompts h3 { margin: 0 0 7px; font-size: var(--title-card); }
.consultation-prompts p { margin: 0; color: var(--ink-soft); font-size: var(--text-label); }
.consultation-example { padding: 20px 22px; border-left: 2px solid var(--accent); background: var(--surface); }
.consultation-example .eyebrow { margin-bottom: 8px; }
.consultation-example > p:last-child { margin: 0; color: var(--ink-soft); font-size: var(--text-label); }
.consultation-channels { padding: 28px; background: var(--brand-deep); color: #fff; }
.consultation-channels .eyebrow { color: #d9bd82; }
.consultation-channels h2 { margin-bottom: 20px; color: #fff; font-size: var(--title-section); }
.consultation-call-button { width: 100%; flex-direction: column; align-items: flex-start; gap: 4px; padding: 16px 18px; }
.consultation-call-button strong { font-size: 26px; line-height: 1.35; white-space: nowrap; font-variant-numeric: tabular-nums; }
.consultation-hours { margin: 14px 0 22px; color: #d8e6ef; font-size: var(--text-label); line-height: 1.75; }
.consultation-web-button, .consultation-web-button:hover { width: 100%; padding: 14px 16px; background: #fff; color: var(--brand-deep); border: 1px solid #fff; }
.consultation-channel-note { margin: 14px 0 4px; color: #d8e6ef; font-size: var(--text-meta); line-height: 1.8; }
.consultation-policy-link, .consultation-policy-link:hover { display: inline-flex; align-items: center; max-width: 100%; min-height: 44px; color: #fff; font-size: var(--text-meta); }
.consultation-next { border-top: 1px solid var(--line); }
.consultation-next > p { max-width: 60em; }
.consultation-resource-links { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin: 24px 0; }
.consultation-resource-links a { display: block; min-width: 0; padding: 18px; border-top: 1px solid var(--line); color: var(--brand-deep); text-decoration: none; }
.consultation-resource-links a:hover { background: var(--surface); }
.consultation-resource-links strong { display: block; margin-bottom: 7px; font-size: var(--text-body); }
.consultation-resource-links a > span { display: flex; justify-content: space-between; gap: 12px; color: var(--ink-soft); font-size: var(--text-label); }
.consultation-resource-links b { flex: 0 0 auto; font-weight: 400; }
.simulator-amount-examples { margin-top: 10px; }
.simulator-amount-examples > span { display: block; margin-bottom: 5px; color: var(--muted); font-size: var(--text-meta); }
.simulator-amount-examples > div { display: flex; flex-wrap: wrap; gap: 6px; }
.simulator-amount-example { min-height: 44px; padding: 8px 11px; border: 1px solid var(--line); background: #fff; color: var(--brand-deep); font: inherit; font-size: var(--text-meta); cursor: pointer; }
.simulator-amount-example:hover { border-color: var(--brand); background: var(--brand-pale); }
.simulator-amount-example:disabled { opacity: .6; cursor: default; }
@media (max-width: 760px) {
  .home-topic-links { grid-template-columns: minmax(0, 1fr); gap: 10px; }
  .home-topic-links > a { padding: 14px 16px; }
  .home-related-links { grid-template-columns: minmax(0, 1fr); }
  .home-guide-shortcuts { gap: 4px 24px; }
  .home-page main > .section { padding-block: 32px; }
  .home-page main > .section:last-child { padding-bottom: 20px; }
  .consultation-entry { grid-template-columns: minmax(0, 1fr); gap: 24px; }
  .consultation-channels { padding: 20px; }
  .consultation-resource-links { grid-template-columns: minmax(0, 1fr); gap: 6px; }
  .consultation-resource-links a { padding: 16px 0; }
}

/* Original, finite motion accents; normal HTML stays visible without JavaScript. */
/* Depth belongs to the existing product cards; the city hero has no 3D object. */
.home-page .home-products { gap: 22px; }
.home-page .home-product-card {
  position: relative;
  box-shadow: 0 4px 0 #dde5e9, 0 12px 24px rgba(16, 47, 70, .07);
}
.home-page .home-product-card-primary {
  background: linear-gradient(145deg, #183e55, #102f46 68%);
  box-shadow: 0 4px 0 #082335, 0 12px 24px rgba(16, 47, 70, .12);
}
.home-page .home-hero h1 { font-size: clamp(2.125rem, 4.3vw, 3.5rem); line-height: 1.34; }
.home-page .hero-title-phrase:last-child { color: #e7cd99; }
.home-page .section-title-row::before { width: 58px; }
.home-page .section-heading h2, .home-page .section-title-row h2 { font-weight: 600; letter-spacing: .025em; text-wrap: balance; }
.home-page .editorial-card-image { overflow: hidden; }
@media (hover: hover) and (pointer: fine) and (prefers-reduced-motion: no-preference) {
  .home-page .text-link > span,
  .home-page .button > span,
  .home-page .home-product-link > span,
  .home-page .home-topic-links b,
  .editorial-card .guide-card-link b,
  .home-page .situation-card-link b { display: inline-block; transition: transform .32s cubic-bezier(.16,1,.3,1); }
  .home-page .text-link:hover > span,
  .home-page .text-link:focus-visible > span,
  .home-page .button:hover > span,
  .home-page .button:focus-visible > span,
  .home-page .home-product-link:hover > span,
  .home-page .home-product-link:focus-visible > span,
  .home-page .home-topic-links a:hover b,
  .home-page .home-topic-links a:focus-visible b,
  .editorial-card:hover .guide-card-link b,
  .editorial-card:focus-visible .guide-card-link b,
  .home-page .situation-card:hover b,
  .home-page .situation-card:focus-visible b { transform: translateX(5px); }
}
@media (min-width: 761px) and (hover: hover) and (pointer: fine) and (prefers-reduced-motion: no-preference) {
  .home-page .home-product-card {
    transform-style: preserve-3d;
    transform: perspective(1200px);
    transition: transform .22s cubic-bezier(.16,1,.3,1), box-shadow .3s ease;
  }
  .home-page .home-product-card::before {
    position: absolute; inset: 4px -1px -5px; content: ''; pointer-events: none;
    background: #d9e3e9; transform: translateZ(-6px);
  }
  .home-page .home-product-card-primary::before { background: #082335; }
  .home-page .home-product-card::after {
    position: absolute; inset: 0; content: ''; pointer-events: none;
    background: radial-gradient(circle at var(--depth-light-x, 50%) var(--depth-light-y, 50%), rgba(255,255,255,.22), transparent 60%);
    transform: translateZ(1px); opacity: 0; transition: opacity .25s ease;
  }
  .home-page .home-product-card > * { position: relative; transform: translateZ(2px); }
  .home-page .home-product-card h3 { transition: transform .22s cubic-bezier(.16,1,.3,1); }
  .home-page .home-product-card.is-depth-active {
    transform: perspective(1200px) rotateX(var(--depth-rx, 0deg)) rotateY(var(--depth-ry, 0deg)) translateY(-3px);
    box-shadow: 0 5px 0 #dde5e9, 0 18px 32px rgba(16, 47, 70, .12);
  }
  .home-page .home-product-card-primary.is-depth-active { box-shadow: 0 5px 0 #082335, 0 18px 32px rgba(16,47,70,.18); }
  .home-page .home-product-card.is-depth-active::after { opacity: 1; }
  .home-page .home-product-card.is-depth-active h3 { transform: translateZ(10px); }
  .home-page .home-product-card:focus-within { transform: none; }
  .home-page .home-product-card:focus-within > * { transform: none; }
  .home-page .home-product-card:focus-within::after { opacity: 0; }
}
@media (max-width: 760px) {
  .home-page .home-products { gap: 18px; }
  .home-page .home-hero h1 { font-size: clamp(1.75rem, 7.1vw, 2.625rem); line-height: 1.5; }
}
@media (prefers-reduced-motion: reduce) {
  .home-page a span, .home-page a b { transition: none; }
}

/* Headings prefer one line and wrap only between complete Japanese phrases. */
h1, h2, h3,
.home-page .section-heading h2,
.home-page .section-title-row h2 {
  text-wrap: wrap;
  word-break: normal;
  overflow-wrap: normal;
}
.text-phrase { display: inline-block; white-space: nowrap; }
.article-section h2,
.section-heading h2,
.section-title-row h2,
.photo-feature-copy h2 { max-width: 100%; }
.editorial-card h3 { line-height: 1.5; letter-spacing: .015em; }
.editorial-card > p,
.page-lead,
.footer-brand > p { text-wrap: pretty; }

/* The approved Capital mark is shared by the site, browser icons and YouTube. */
.brand { flex-direction: row; align-items: center; gap: 12px; }
.brand-mark { flex: 0 0 auto; width: 48px; height: 28px; }
.brand-copy { display: flex; flex-direction: column; gap: 2px; min-width: 0; }
.brand-subline { white-space: nowrap; }
.mobile-menu { flex: 0 0 auto; }
.mobile-menu summary { white-space: nowrap; }
.footer-company-name { display: inline-flex; align-items: center; gap: 10px; }
.footer-mark { flex: 0 0 auto; width: 44px; height: 30px; padding: 3px; border-radius: 5px; background: #fff; }
.footer-company-name > span { white-space: nowrap; }
.footer-brand .footer-welcome { white-space: nowrap; }
.footer-address-link .text-phrase { white-space: nowrap; }

@media (max-width: 1080px) {
  .desktop-nav { display: none; }
  .mobile-menu { display: block; }
}
@media (min-width: 761px) and (max-width: 1080px) {
  .footer-main { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px 24px; }
}
@media (max-width: 760px) {
  .brand { gap: 9px; }
  .brand-mark { width: 40px; height: 24px; }
  .header-inner { gap: 12px; }
}
@media (max-width: 390px) {
  .brand { gap: 8px; }
  .brand-mark { width: 32px; height: 20px; }
  .mobile-menu summary::after { margin-left: 9px; }
}
@media (max-width: 350px) {
  .header-inner { gap: 8px; }
  .brand { gap: 6px; }
  .brand-mark { width: 26px; height: 16px; }
  .mobile-menu summary { padding-inline: 7px; }
  .mobile-menu summary::after { content: none; }
}

/* Grow the page with a desktop display instead of freezing it at 1160px.
   The notebook and phone layouts keep their existing dimensions. */
@media (min-width: 1441px) {
  :root {
    --content: max(1160px, calc(92vw - 120px));
    --text-body: clamp(16px, .92vw, 20px);
    --text-label: clamp(14px, .82vw, 18px);
    --text-meta: clamp(13px, .72vw, 16px);
    --title-page: clamp(34px, 2.2vw, 56px);
    --title-section: clamp(28px, 1.75vw, 44px);
    --title-card: clamp(18px, 1.15vw, 28px);
  }

  html { scroll-padding-top: 160px; }

  .header-inner { min-height: clamp(76px, 5vw, 100px); }
  .brand-mark { width: clamp(48px, 3vw, 72px); height: auto; }
  .brand-name { font-size: clamp(20px, 1.3vw, 30px); }
  .brand-subline { font-size: clamp(12px, .75vw, 16px); }
  .desktop-nav { gap: clamp(22px, 1.6vw, 48px); }
  .desktop-nav a { font-size: clamp(14px, .9vw, 20px); }
  .topline-inner { min-height: clamp(34px, 2.2vw, 44px); }

  /* The photo grows with the screen, while its tower remains in the crop. */
  .home-page .home-hero {
    min-height: clamp(520px, 25vw, 960px);
    padding-block: clamp(62px, 4.5vw, 144px);
  }
  .hero-background { width: clamp(1280px, 64vw, 2560px); }
  .home-hero .hero-copy { max-width: clamp(630px, 37vw, 1080px); }
  .home-page .home-hero h1 { font-size: clamp(56px, 3.5vw, 88px); }
  .home-hero .hero-lead { max-width: 36em; font-size: clamp(16px, 1vw, 22px); }
  .home-hero .small-note { font-size: clamp(13px, .8vw, 17px); }
  .home-hero .hero-actions { margin-top: clamp(24px, 1.8vw, 48px); }
  .button { padding: 14px 22px; font-size: var(--text-label); }
  .eyebrow { font-size: var(--text-meta); }

  .home-page main > .section { padding-block: clamp(48px, 3.5vw, 104px); }
  .home-page .home-products { gap: clamp(22px, 1.6vw, 48px); }
  .home-product-card { padding: clamp(24px, 2vw, 56px); }
  .home-product-card h3 { font-size: clamp(24px, 1.6vw, 38px); }
  .home-product-card > p { max-width: 42em; }
  .home-topic-links { gap: clamp(12px, 1vw, 28px); }
  .home-topic-links > a { padding: clamp(22px, 1.6vw, 44px); }

  /* Extra columns are useful on an article index; three home features stay three. */
  .editorial-grid {
    grid-template-columns: repeat(auto-fit, minmax(min(100%, clamp(320px, 18vw, 560px)), 1fr));
    gap: clamp(20px, 1.5vw, 40px);
  }
  .editorial-card { padding: clamp(20px, 1.5vw, 36px); }
  .editorial-card-image {
    margin: calc(-1 * clamp(20px, 1.5vw, 36px));
    margin-bottom: clamp(20px, 1.5vw, 36px);
  }
  .editorial-card > p { max-width: 42em; }
  .page-hero { min-height: clamp(180px, 12vw, 300px); }
  .page-lead { max-width: 64em; }
  .application-guidance { gap: clamp(30px, 3vw, 80px); padding: clamp(24px, 2vw, 56px); }
  .footer-main { gap: clamp(25px, 3vw, 88px); }
  .footer-links, .footer-links > strong, .footer-brand > p { font-size: var(--text-label); }

  /* Long articles, legal text and form fields retain a readable line length. */
  .article-layout { max-width: 1040px; font-size: var(--text-body); }
  .policy-content { max-width: 1040px; font-size: var(--text-body); }
}